AB&T Financial Corp. reported unaudited earnings results for first quarter ended March 31, 2020. For the quarter, net income available to common shareholders was $234,000 or $0.007 per basic and diluted common share, compared to net income available to common shareholders of $282,000 or $0.009 per basic and diluted common share for the quarter ended March 31, 2019, a decrease of 17.0%. This $48,000 decrease in earnings was largely attributable to a decrease in interest income of approximately $83,000 for the quarter ended March 31, 2020 as compared to the quarter ended March 31, 2019. This decrease in interest income was primarily attributable to multiple decreases in the fed funds rate over the comparable periods.