Ratings Alfa Financial Software Holdings PLC

Equities

ALFA

GB00BDHXPG30

Market Closed - London S.E. Other stock markets 11:35:06 2024-04-30 am EDT			5-day change	1st Jan Change
172.4 ^GBX	-0.35%		+3.73%	+23.14%

11:24am	Alfa Financial optimistic as pipeline strengthens in first quarter	AN
09:17am	Alfa Financial Software Logs Lower Q1 Revenue, Affirms FY24 Guidance	MT

Summary

The company has strong fundamentals. More than 70% of companies have a lower mix of growth, profitability, debt and visibility.
The company presents an interesting fundamental situation from a short-term investment perspective.

Strengths

The company's EBITDA/Sales ratio is relatively high and results in high margins before depreciation, amortization and taxes.
The group's activity appears highly profitable thanks to its outperforming net margins.
Thanks to a sound financial situation, the firm has significant leeway for investment.
Growth remains a strong point in this company. In their sales forecast, analysts sound optimistic with regard to sales prospects.
Analysts have a positive opinion on this stock. Average consensus recommends overweighting or purchasing the stock.
The average target price set by analysts covering the stock is above current prices and offers a tremendous appreciation potential.
Predictions on business development from analysts polled by Standard & Poor's are tight. This results from either a good visibility into core activities or accurate earnings releases.
Analysts' price targets are all relatively close, reflecting good visibility on the company's valuation.
The group usually releases upbeat results with huge surprise rates.

Weaknesses

The potential for earnings per share (EPS) growth in the coming years appears limited according to current analyst estimates.
The firm trades with high earnings multiples: 23.61 times its 2024 earnings per share.
The company's enterprise value to sales, at 4.42 times its current sales, is high.
The company appears highly valued given the size of its balance sheet.
The valuation of the company is particularly high given the cash flows generated by its activity.
The company is not the most generous with respect to shareholders' compensation.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Financial Technology (Fintech)

	1st Jan change	Capi.	ESG Refinitiv
ALFA FINANCIAL SOFTWARE HOLDINGS PLC	+23.14%	639M	B
INTUIT INC.	+0.88%	179B	B
FIDELITY NATIONAL INFORMATION SERVICES, INC.	+13.37%	38.99B	C
ADYEN N.V.	-3.12%	38.27B	B-
ROBINHOOD MARKETS, INC.	+29.67%	15.24B	-
AFFIRM HOLDINGS, INC.	-34.95%	10.26B	-
HITHINK ROYALFLUSH INFORMATION NETWORK CO., LTD.	-22.92%	9.18B	D+
FUTU HOLDINGS LIMITED	+17.40%	9B	C-
PB FINTECH LIMITED	+59.18%	6.64B	C+
STONECO LTD.	-12.90%	5B	D+

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes