Financials Amlak Finance

Equities

AMLAK

AEA001201010

Consumer Lending

Market Closed - Dubai FM 06:55:03 2024-04-26 am EDT 5-day change 1st Jan Change
0.79 AED +1.15% Intraday chart for Amlak Finance -0.63% -1.86%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 550.5 705 374.2 1,084 930 1,208
Enterprise Value (EV) 1 398.5 646.1 379.5 1,169 953.1 1,317
P/E ratio -2.02 x -2.17 x -0.83 x 1.9 x 3.26 x 6.71 x
Yield - - - - - -
Capitalization / Revenue 1.96 x 3.98 x 21.7 x 6.66 x 3.35 x 5.59 x
EV / Revenue 1.42 x 3.65 x 22 x 7.18 x 3.43 x 6.1 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.47 x 1 x 1.55 x 0.92 x 0.64 x 0.74 x
Nbr of stocks (in thousands) 1,500,000 1,475,000 1,479,200 1,500,000 1,500,000 1,500,000
Reference price 2 0.3670 0.4780 0.2530 0.7230 0.6200 0.8050
Announcement Date 3/24/19 3/30/20 3/21/21 3/11/22 3/14/23 3/26/24
1AED in Million2AED
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 280.6 177 17.27 162.8 277.7 216
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 -272.4 -319.8 -438 1,060 476.1 279.4
Net income 1 -266.3 -321.5 -451.1 1,060 476.1 259.3
Net margin -94.9% -181.62% -2,611.61% 650.76% 171.44% 120.01%
EPS 2 -0.1820 -0.2200 -0.3040 0.3800 0.1900 0.1200
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 3/24/19 3/30/20 3/21/21 3/11/22 3/14/23 3/26/24
1AED in Million2AED
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - 5.26 84 23.1 110
Net Cash position 1 152 59 - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) -19.2% -33.3% -83.2% 148% 36% 16.8%
ROA (Net income/ Total Assets) -4.37% -5.79% -9.42% 26.3% 12.7% 7.76%
Assets 1 6,090 5,552 4,789 4,036 3,759 3,341
Book Value Per Share 2 0.7900 0.4800 0.1600 0.7900 0.9700 1.080
Cash Flow per Share 2 0.1700 0.1200 0.1300 0.1300 0.1000 0.0600
Capex 1 3.87 0.18 1.99 0.81 1.44 0.5
Capex / Sales 1.38% 0.1% 11.54% 0.5% 0.52% 0.23%
Announcement Date 3/24/19 3/30/20 3/21/21 3/11/22 3/14/23 3/26/24
1AED in Million2AED
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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