Financials Arab Jordan Investment Bank

Equities

AJIB

JO1100511012

Banks

End-of-day quote Amman S.E. 06:00:00 2024-04-29 pm EDT 5-day change 1st Jan Change
1.26 JOD 0.00% Intraday chart for Arab Jordan Investment Bank +0.80% -3.08%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 192 196.5 178.5 211.5 190.5 195
Enterprise Value (EV) 1 -42.67 -74.44 -165.1 -45.09 -103.2 -263
P/E ratio 12.4 x 13.2 x 16.5 x 12.4 x 10.5 x 10.5 x
Yield 7.03% 6.87% 8.4% 7.09% 7.87% 7.69%
Capitalization / Revenue 3.41 x 3.58 x 3.58 x 3.5 x 2.97 x 3.13 x
EV / Revenue -0.76 x -1.36 x -3.31 x -0.75 x -1.61 x -4.22 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.99 x 1 x 0.87 x 1.01 x 0.89 x 0.89 x
Nbr of stocks (in thousands) 150,000 150,000 150,000 150,000 150,000 150,000
Reference price 2 1.280 1.310 1.190 1.410 1.270 1.300
Announcement Date 3/28/19 3/15/20 3/16/21 3/2/22 2/7/23 2/14/24
1JOD in Million2JOD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 56.36 54.9 49.87 60.41 64.04 62.26
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 24.4 23.67 17.02 28.51 30.4 28.48
Net income 1 15.51 14.87 10.81 17.09 18.06 18.58
Net margin 27.51% 27.09% 21.69% 28.29% 28.2% 29.84%
EPS 2 0.1034 0.0991 0.0721 0.1139 0.1204 0.1238
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.0900 0.0900 0.1000 0.1000 0.1000 0.1000
Announcement Date 3/28/19 3/15/20 3/16/21 3/2/22 2/7/23 2/14/24
1JOD in Million2JOD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 235 271 344 257 294 458
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 7.74% 7.51% 5.24% 8.01% 8.43% 8.57%
ROA (Net income/ Total Assets) 0.87% 0.78% 0.53% 0.81% 0.83% 0.82%
Assets 1 1,785 1,912 2,031 2,118 2,186 2,279
Book Value Per Share 2 1.300 1.310 1.370 1.400 1.430 1.450
Cash Flow per Share 2 2.430 2.350 3.010 3.180 3.840 4.430
Capex 1 3.45 2.24 1.35 1.55 2.43 2.85
Capex / Sales 6.12% 4.08% 2.71% 2.56% 3.8% 4.59%
Announcement Date 3/28/19 3/15/20 3/16/21 3/2/22 2/7/23 2/14/24
1JOD in Million2JOD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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