Stock AURG AURSKOG SPAREBANK
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Financials Aurskog Sparebank

Equities

AURG

NO0006001601

Banks

Real-time Oslo Bors
Other stock markets
 05:57:54 2024-04-29 am EDT 		5-day change 1st Jan Change
216 NOK -0.46% Intraday chart for Aurskog Sparebank -0.92% -2.70%
Feb. 12 Aurskog Sparebank Reports Earnings Results for the Fourth Quarter and Full Year Ended December 31, 2023 CI
2023 Aurskog Sparebank Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2023 CI

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 607.5 668.5 771.4 1,017 1,026 1,003 - -
Enterprise Value (EV) 1 607.5 668.5 771.4 1,017 1,026 1,003 1,003 1,003
P/E ratio 15.8 x 16.9 x 17.5 x 14.6 x 12.1 x 10.5 x 10.9 x 10.7 x
Yield 5.82% 2.88% 4.79% - - 7.37% 7.51% 7.7%
Capitalization / Revenue 2.67 x 2.97 x 2.92 x 3.09 x 2.54 x 2.21 x 2.14 x 1.98 x
EV / Revenue 2.67 x 2.97 x 2.92 x 3.09 x 2.54 x 2.21 x 2.14 x 1.98 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.4 x 1.34 x 1.48 x - - 1.19 x 1.16 x 1.13 x
Nbr of stocks (in thousands) 3,214 3,214 3,214 4,623 4,623 4,623 - -
Reference price 2 189.0 208.0 240.0 220.0 222.0 217.0 217.0 217.0
Announcement Date 1/30/20 1/29/21 2/2/22 2/7/23 2/12/24 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 227.3 224.8 263.8 329.2 404.4 454.8 468.7 506.9
EBITDA - - - - - - - -
EBIT 1 129.4 123.1 160.7 224.8 288.4 309 312.1 338
Operating Margin 56.94% 54.77% 60.92% 68.28% 71.32% 67.94% 66.59% 66.68%
Earnings before Tax (EBT) 1 150.2 140.4 163.3 231.1 280.1 325.6 332.2 359.8
Net income 1 117.2 110.6 127.2 177.6 215 249.5 254.2 274.7
Net margin 51.59% 49.22% 48.23% 53.94% 53.16% 54.86% 54.24% 54.19%
EPS 2 11.96 12.29 13.71 15.05 18.29 20.75 19.89 20.33
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 11.00 6.000 11.50 - - 16.00 16.30 16.70
Announcement Date 1/30/20 1/29/21 2/2/22 2/7/23 2/12/24 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 67.82 71.56 73.66 79.11 87.24 89.18 99.96 98.65 103.1 102.7 111.9 114.3 115.8 112.8
EBITDA - - - - - - - - - - - - - -
EBIT 1 39.04 32.45 42.4 69.46 55.79 60.48 65.94 78.26 76.42 67.8 76.7 79.5 81 71.7
Operating Margin 57.57% 45.35% 57.57% 87.81% 63.94% 67.81% 65.96% 79.33% 74.12% 66.04% 68.54% 69.55% 69.95% 63.56%
Earnings before Tax (EBT) 1 44.99 32.23 39.32 67.1 53.55 71.16 68.37 74.26 67.39 70.05 72.7 96.6 82.3 74
Net income 1 34.38 25.14 29.6 54.62 39.37 54 51.16 58.85 49.96 55.02 54.5 77.7 61.8 55.5
Net margin 50.69% 35.12% 40.18% 69.04% 45.13% 60.55% 51.18% 59.65% 48.45% 53.58% 48.7% 67.98% 53.37% 49.2%
EPS 2 3.779 2.820 3.147 4.010 3.296 4.640 4.270 5.090 4.251 4.730 4.600 6.560 5.220 4.400
Dividend per Share - - - - - - - - - - - - - -
Announcement Date 10/28/21 2/2/22 5/11/22 8/10/22 10/26/22 2/7/23 5/3/23 8/15/23 11/2/23 2/12/24 - - - -
1NOK in Million2NOK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 9.43% 8.12% 8.74% - 10.5% 11.8% 11.1% 11.1%
ROA (Net income/ Total Assets) 1.1% 0.97% 1.01% - 1.3% 1.4% 1.3% 1.4%
Assets 1 10,688 11,386 12,617 - 16,481 17,821 19,554 19,621
Book Value Per Share 2 135.0 156.0 163.0 - - 182.0 186.0 192.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 1/30/20 1/29/21 2/2/22 2/7/23 2/12/24 - - -
1NOK in Million2NOK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Aurskog Sparebank

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
217 NOK
Average target price
225 NOK
Spread / Average Target
+3.69%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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