Financials Banco Comercial AV Villas S.A.

Equities

VILLAS

COB52PA00017

Banks

End-of-day quote Bolsa De Valores De Colombia 06:00:00 2024-04-28 pm EDT 5-day change 1st Jan Change
3,500 COP +90.74% Intraday chart for Banco Comercial AV Villas S.A. +90.74% +20.69%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 1,144,694 1,305,591 1,212,111 1,010,220 721,567 654,674
Enterprise Value (EV) 1 384,487 887,739 -151,900 1,155,011 916,947 1,659,240
P/E ratio 5.31 x 5.53 x 7.43 x 5.27 x 6.95 x -2.7 x
Yield 7.53% 6.97% 5.28% 8.67% 12.2% 3.03%
Capitalization / Revenue 1.15 x 1.25 x 1.29 x 0.97 x 0.78 x 1.43 x
EV / Revenue 0.39 x 0.85 x -0.16 x 1.11 x 1 x 3.63 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.71 x 0.73 x 0.65 x 0.53 x 0.39 x 0.38 x
Nbr of stocks (in thousands) 224,731 224,731 224,731 224,731 224,731 224,731
Reference price 2 5,100 5,810 5,400 4,500 3,200 2,900
Announcement Date 3/28/19 3/31/20 2/25/21 2/23/22 2/28/23 2/20/24
1COP in Million2COP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 995,733 1,041,949 938,217 1,039,676 921,340 457,593
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 317,771 342,021 222,654 308,980 131,341 -406,669
Net income 1 215,758 235,998 163,282 191,820 103,407 -241,609
Net margin 21.67% 22.65% 17.4% 18.45% 11.22% -52.8%
EPS 2 960.1 1,050 726.6 853.6 460.1 -1,075
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 384.0 405.0 285.4 390.0 390.0 87.84
Announcement Date 3/28/19 3/31/20 2/25/21 2/23/22 2/28/23 2/20/24
1COP in Million2COP
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - 144,791 195,380 1,004,566
Net Cash position 1 760,207 417,852 1,364,011 - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 13.9% 13.9% 8.93% 10.1% 5.52% -13.4%
ROA (Net income/ Total Assets) 1.63% 1.61% 1.03% 1.13% 0.56% -1.25%
Assets 1 13,236,687 14,669,194 15,837,245 17,038,550 18,541,689 19,330,266
Book Value Per Share 2 7,184 7,960 8,319 8,474 8,184 7,714
Cash Flow per Share 2 4,764 3,603 3,957 3,969 3,901 407.0
Capex 1 18,905 18,098 32,823 14,809 38,539 15,888
Capex / Sales 1.9% 1.74% 3.5% 1.42% 4.18% 3.47%
Announcement Date 3/28/19 3/31/20 2/25/21 2/23/22 2/28/23 2/20/24
1COP in Million2COP
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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