Financials Bank Makramah Limited

Equities

BML

PK0087101017

Banks

End-of-day quote Pakistan S.E. 06:00:00 2024-04-29 pm EDT 5-day change 1st Jan Change
1.9 PKR -4.04% Intraday chart for Bank Makramah Limited -6.40% -16.67%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 2,163 3,060 4,933 6,516 4,485 15,099
Enterprise Value (EV) 1 18,568 14,334 9,273 10,752 18,811 144,157
P/E ratio -0.25 x -0.32 x -0.71 x -2.24 x -1.4 x -2.28 x
Yield - - - - - -
Capitalization / Revenue -0.43 x -0.35 x -1.05 x 11.1 x -3.22 x -66 x
EV / Revenue -3.7 x -1.65 x -1.98 x 18.3 x -13.5 x -630 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.79 x -0.54 x -0.44 x -0.45 x -0.25 x -1.17 x
Nbr of stocks (in thousands) 2,638,151 2,638,151 2,638,151 2,638,151 2,638,151 6,622,221
Reference price 2 0.8200 1.160 1.870 2.470 1.700 2.280
Announcement Date 9/28/20 10/14/21 11/23/21 3/9/22 3/9/23 3/8/24
1PKR in Million2PKR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 -5,013 -8,691 -4,693 586.5 -1,392 -228.9
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 -10,926 -14,301 -10,005 -4,952 -7,310 -7,387
Net income 1 -8,791 -9,487 -6,934 -2,912 -3,188 -5,327
Net margin 175.38% 109.16% 147.74% -496.49% 228.96% 2,327.33%
EPS 2 -3.332 -3.600 -2.630 -1.104 -1.210 -1.000
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 9/28/20 10/14/21 11/23/21 3/9/22 3/9/23 3/8/24
1PKR in Million2PKR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 16,405 11,273 4,340 4,236 14,326 129,059
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) -135% 644% 82% 22.6% 19.8% 34.7%
ROA (Net income/ Total Assets) -5.05% -8.61% -6.5% -2.65% -2.52% -2.48%
Assets 1 174,055 110,204 106,716 109,792 126,292 214,588
Book Value Per Share 2 1.030 -2.150 -4.260 -5.490 -6.730 -1.950
Cash Flow per Share 2 1.750 1.930 2.640 2.710 2.250 0.9200
Capex 1 604 157 73.9 308 115 273
Capex / Sales -12.04% -1.8% -1.57% 52.58% -8.26% -119.2%
Announcement Date 9/28/20 10/14/21 11/23/21 3/9/22 3/9/23 3/8/24
1PKR in Million2PKR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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