Financials Bay Community Bancorp

Equities

CBOBA

US0722051077

Delayed OTC Markets 03:36:22 2024-04-29 pm EDT 5-day change 1st Jan Change
7.15 USD +6.72% Intraday chart for Bay Community Bancorp +2.14% -7.14%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 41.45 45.15 59.03 50.98 64.26 78.54
Enterprise Value (EV) 1 3.864 45.15 30.23 -7.898 6.125 102.7
P/E ratio 36.8 x 21.3 x 15.7 x 10.6 x 8.9 x 10.1 x
Yield - - - - 2.19% 2%
Capitalization / Revenue 3.75 x 3 x 3.23 x 2.6 x 2.44 x 2.55 x
EV / Revenue 0.35 x 3 x 1.65 x -0.4 x 0.23 x 3.33 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.23 x - 1.12 x 0.83 x 0.95 x 1.2 x
Nbr of stocks (in thousands) 6,632 6,640 8,188 8,714 8,802 8,727
Reference price 2 6.250 6.800 7.210 5.850 7.300 9.000
Announcement Date 4/11/18 4/1/19 3/31/20 3/31/21 3/28/22 6/1/23
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 11.06 15.06 18.3 19.64 26.32 30.83
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 2.974 4.162 5.952 7.049 10.55 11.44
Net income 1 1.227 2.827 4.073 4.887 7.413 8.061
Net margin 11.09% 18.78% 22.25% 24.88% 28.17% 26.14%
EPS 2 0.1700 0.3200 0.4600 0.5500 0.8200 0.8900
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - 0.1600 0.1800
Announcement Date 4/11/18 4/1/19 3/31/20 3/31/21 3/28/22 6/1/23
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - 24.2
Net Cash position 1 37.6 - 28.8 58.9 58.1 -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 3.92% 7.31% 7.85% 8.3% 11.4% 6.38%
ROA (Net income/ Total Assets) 0.45% - 0.92% 0.87% 1.1% 0.96%
Assets 1 272.4 - 442.3 564 674.8 842.7
Book Value Per Share 2 5.070 - 6.430 7.030 7.670 7.500
Cash Flow per Share 2 3.540 - 6.190 9.860 9.240 4.580
Capex 1 0.04 0.07 1.23 0.62 0.04 0.12
Capex / Sales 0.37% 0.49% 6.72% 3.16% 0.15% 0.4%
Announcement Date 4/11/18 4/1/19 3/31/20 3/31/21 3/28/22 6/1/23
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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