Financials BayCom Corp

Equities

BCML

US07272M1071

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
20.15 USD +0.20% Intraday chart for BayCom Corp +0.65% -14.58%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 291 176.4 197.8 244.6 270.6 226.6 -
Enterprise Value (EV) 1 291 176.4 197.8 244.6 270.6 226.6 226.6
P/E ratio 16.6 x 13.2 x 9.87 x 9.21 x 10.4 x 10.1 x 9.78 x
Yield - - - - 1.7% 1.99% 1.99%
Capitalization / Revenue 4.29 x 2.25 x 2.72 x 2.53 x 2.77 x 2.54 x 2.48 x
EV / Revenue 4.29 x 2.25 x 2.72 x 2.53 x 2.77 x 2.54 x 2.48 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.11 x 0.68 x 0.78 x - 0.87 x 0.7 x 0.65 x
Nbr of stocks (in thousands) 12,795 11,629 10,546 12,887 11,473 11,248 -
Reference price 2 22.74 15.17 18.76 18.98 23.59 20.15 20.15
Announcement Date 1/28/20 1/28/21 1/27/22 1/26/23 1/25/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 67.81 78.29 72.81 96.71 97.87 89.23 91.3
EBITDA - - - - - - -
EBIT 25.92 28.55 28.95 41.45 - - -
Operating Margin 38.22% 36.46% 39.76% 42.86% - - -
Earnings before Tax (EBT) 1 23.69 18.23 28.48 37.01 38.16 31.33 31.85
Net income 1 17.32 13.73 20.69 26.99 27.42 22.57 22.77
Net margin 25.54% 17.53% 28.42% 27.9% 28.02% 25.29% 24.94%
EPS 2 1.370 1.150 1.900 2.060 2.270 1.990 2.060
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - - - - 0.4000 0.4000 0.4000
Announcement Date 1/28/20 1/28/21 1/27/22 1/26/23 1/25/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 17.74 19.2 22.35 23.17 24.72 26.47 25.26 24.28 24.81 23.53 22.41 22.27 22.27 22.3 21.95
EBITDA - - - - - - - - - - - - - - -
EBIT 7.869 8.014 8.431 9.978 11.37 11.67 11.22 8.81 9.944 - - - - - -
Operating Margin 44.35% 41.74% 37.72% 43.07% 46% 44.09% 44.44% 36.28% 40.08% - - - - - -
Earnings before Tax (EBT) 1 7.392 7.518 8.424 7.355 10.18 11.05 9.81 10.07 9.27 8.805 8.146 7.5 7.9 7.833 7.45
Net income 1 5.412 5.438 6.488 5.218 7.229 8.047 7.046 7.206 6.63 6.398 5.877 5.4 5.667 5.633 5.35
Net margin 30.5% 28.32% 29.03% 22.52% 29.24% 30.4% 27.9% 29.68% 26.72% 27.19% 26.23% 24.25% 25.45% 25.26% 24.37%
EPS 2 0.5100 0.5100 0.5100 0.3800 0.5400 0.6200 0.5500 0.5900 0.5600 0.5500 0.5100 0.4733 0.5033 0.5000 0.4800
Dividend per Share 2 - - 0.0500 0.0500 0.0500 - 0.1000 0.1000 0.1000 0.1000 0.1000 0.1000 0.1000 0.1000 0.1000
Announcement Date 10/21/21 1/27/22 4/21/22 7/21/22 10/20/22 1/26/23 4/20/23 7/26/23 10/19/23 1/25/24 4/18/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 7.53% 7.15% 8.06% - 8.76% 7.06% 6.89%
ROA (Net income/ Total Assets) 1.01% 0.84% 0.89% - 1.07% 0.88% 0.85%
Assets 1 1,715 1,634 2,325 - 2,563 2,574 2,668
Book Value Per Share 2 20.40 22.40 24.10 - 27.10 29.00 30.80
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/28/20 1/28/21 1/27/22 1/26/23 1/25/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
3
Last Close Price
20.15 USD
Average target price
23.67 USD
Spread / Average Target
+17.45%
Consensus
  1. Stock Market
  2. Equities
  3. BCML Stock
  4. Financials BayCom Corp