Stock BEN BENDIGO AND ADELAIDE BANK LIMITED
Add to a list
To use this feature you must be a member
Log inSign up

Financials Bendigo and Adelaide Bank Limited

Equities

BEN

AU000000BEN6

Banks

Market Closed - Australian S.E.
Other stock markets
 02:10:44 2024-04-30 am EDT 		5-day change 1st Jan Change
9.78 AUD -0.31% Intraday chart for Bendigo and Adelaide Bank Limited -0.61% +1.14%
Apr. 17 Bendigo and Adelaide Bank Appoints Interim Chair MT
Apr. 03 S&P Upgrades Bendigo and Adelaide Bank's Credit Rating to A- MT

Valuation

Fiscal Period: June 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 5,692 3,721 5,722 5,107 4,861 5,554 - -
Enterprise Value (EV) 1 5,692 3,721 5,722 5,107 4,861 5,554 5,554 5,554
P/E ratio 16.6 x 19.9 x 12.7 x 11.7 x 10.8 x 11.3 x 12.1 x 11.7 x
Yield 6.04% 4.42% 4.77% 5.84% 7.1% 6.17% 6.09% 6.13%
Capitalization / Revenue 3.53 x 2.28 x 3.36 x 2.99 x 2.51 x 2.91 x 2.89 x 2.84 x
EV / Revenue 3.53 x 2.28 x 3.36 x 2.99 x 2.51 x 2.91 x 2.89 x 2.84 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.01 x 0.64 x 0.88 x 0.75 x 0.71 x 0.78 x 0.77 x 0.75 x
Nbr of stocks (in thousands) 491,575 530,779 545,501 563,097 565,888 566,179 - -
Reference price 2 11.58 7.010 10.49 9.070 8.590 9.810 9.810 9.810
Announcement Date 8/11/19 8/16/20 8/15/21 8/14/22 8/13/23 - - -
1AUD in Million2AUD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: Juni 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 1,614 1,630 1,702 1,710 1,933 1,906 1,921 1,957
EBITDA - - - - - - - -
EBIT 1 659.1 454.6 675.1 693.6 871.6 791.5 777.5 817.2
Operating Margin 40.85% 27.89% 39.65% 40.56% 45.1% 41.53% 40.48% 41.75%
Earnings before Tax (EBT) 1 552 286.1 753.7 701.4 724.8 786.3 704.4 746.8
Net income 1 376.8 192.8 524 488.1 497 541.8 502.3 529.6
Net margin 23.35% 11.83% 30.78% 28.55% 25.71% 28.43% 26.15% 27.05%
EPS 2 0.6970 0.3520 0.8260 0.7760 0.7920 0.8679 0.8102 0.8419
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.7000 0.3100 0.5000 0.5300 0.6100 0.6048 0.5978 0.6013
Announcement Date 8/11/19 8/16/20 8/15/21 8/14/22 8/13/23 - - -
1AUD in Million2AUD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: Juni 2020 S1 2020 S2 2021 S1 2021 S2 2022 S1 2022 S2 2023 S1 2023 S2 2024 S1 2024 S2 2025 S1 2025 S2
Net sales 1 821.8 808.1 849 853.5 873.4 836.5 958.2 981.5 956.8 947.8 962.2 956.9
EBITDA - - - - - - - - - - - -
EBIT 1 235.5 219.1 367.4 343.5 355.7 337.9 435 436.6 404.1 385.8 391.4 392.1
Operating Margin 28.66% 27.11% 43.27% 40.25% 40.73% 40.39% 45.4% 44.48% 42.23% 40.7% 40.68% 40.98%
Earnings before Tax (EBT) 1 212.3 73.8 - - 458.4 243 363.9 360.9 413.5 364 - -
Net income 1 145.8 47 243.9 280.1 321.3 166.8 249 248 282.3 271.2 252 243
Net margin 17.74% 5.82% 28.73% 32.82% 36.79% 19.94% 25.99% 25.27% 29.5% 28.61% 26.19% 25.4%
EPS 2 0.2710 0.0890 0.3800 0.4450 0.5080 0.2680 0.3960 0.3960 0.4490 0.4240 - -
Dividend per Share 2 0.3100 - 0.2350 0.2650 0.2650 0.2650 0.2900 0.3200 - 0.3025 0.3050 0.3100
Announcement Date 2/16/20 8/16/20 2/14/21 8/15/21 2/13/22 8/14/22 2/19/23 8/13/23 2/18/24 - - -
1AUD in Million2AUD
Estimates

Balance Sheet Analysis

Fiscal Period: Juni 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 7.55% 5.36% 7.67% 7.72% 8.62% 7.54% 6.87% 7.05%
ROA (Net income/ Total Assets) 0.61% 0.42% 0.6% 0.59% 0.65% 0.53% 0.52% 0.54%
Assets 1 61,770 45,905 87,333 82,729 76,462 101,596 96,602 97,706
Book Value Per Share 2 11.50 10.90 11.90 12.00 12.10 12.50 12.80 13.10
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 8/11/19 8/16/20 8/15/21 8/14/22 8/13/23 - - -
1AUD in Million2AUD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Bendigo and Adelaide Bank Limited

Trading Rating
Investor Rating
ESG Refinitiv
B+
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
14
Last Close Price
9.81 AUD
Average target price
9.578 AUD
Spread / Average Target
-2.37%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

Sector Commercial Banks

1st Jan change Capi.
BENDIGO AND ADELAIDE BANK LIMITED Stock Bendigo and Adelaide Bank Limited
+1.14% 3.64B
AGRICULTURAL BANK OF CHINA LIMITED Stock Agricultural Bank of China Limited
+16.94% 208B
PT BANK CENTRAL ASIA TBK Stock PT Bank Central Asia Tbk
+4.26% 74.42B
ANZ GROUP HOLDINGS LIMITED Stock ANZ Group Holdings Limited
+8.64% 55.3B
INDUSTRIAL BANK CO., LTD. Stock Industrial Bank Co., Ltd.
+3.27% 48.03B
CHINA CITIC BANK CO., LTD. Stock China CITIC Bank Co., Ltd.
+25.00% 45B
JAPAN POST BANK CO., LTD. Stock JAPAN POST BANK Co., Ltd.
+11.66% 36.77B
QATAR NATIONAL BANK (Q.P.S.C.) Stock Qatar National Bank (Q.P.S.C.)
-16.09% 35.19B
INVEST BANK Stock Invest bank
-96.60% 32.25B
FIFTH THIRD BANCORP Stock Fifth Third Bancorp
+7.28% 25.3B
Commercial Banks
  1. Stock Market
  2. Equities
  3. BEN Stock
  4. Financials Bendigo and Adelaide Bank Limited