Financials Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou

Equities

CRTO

FR0000045304

Corporate Financial Services

Market Closed - Euronext Paris 11:35:13 2024-04-29 am EDT 5-day change 1st Jan Change
77.9 EUR +1.16% Intraday chart for Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou +3.87% +8.50%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 603.9 711.7 810.3 621.9 517.2 361.7
Enterprise Value (EV) 1 644.8 758.4 849.8 685.8 735 454
P/E ratio 8.49 x 8.88 x 10.3 x 13.6 x 7.12 x 3.86 x
Yield 3.37% 2.85% 2.53% 2.96% 3.64% 5.7%
Capitalization / Revenue 2.16 x 2.58 x 2.87 x 2.56 x 1.8 x 1.14 x
EV / Revenue 2.31 x 2.75 x 3.01 x 2.82 x 2.56 x 1.44 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.33 x 0.35 x 0.37 x 0.28 x 0.21 x 0.15 x
Nbr of stocks (in thousands) 6,356 6,339 6,330 6,314 6,314 6,290
Reference price 2 95.01 112.3 128.0 98.49 81.90 57.50
Announcement Date 3/8/18 4/1/19 3/23/20 3/10/21 3/10/22 3/8/23
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 279.7 275.4 282.4 243.3 286.7 316.2
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 105.3 98.32 102.2 64.87 90.69 107.3
Net income 1 70.92 80 78.67 45.72 72.54 93.62
Net margin 25.35% 29.04% 27.86% 18.79% 25.31% 29.6%
EPS 2 11.19 12.64 12.46 7.247 11.51 14.90
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 3.200 3.200 3.240 2.920 2.980 3.280
Announcement Date 3/8/18 4/1/19 3/23/20 3/10/21 3/10/22 3/8/23
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 41 46.6 39.5 63.9 218 92.3
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 3.98% 4.11% 3.69% 2.06% 3.07% 3.77%
ROA (Net income/ Total Assets) 0.58% 0.62% 0.59% 0.32% 0.46% 0.56%
Assets 1 12,310 12,812 13,393 14,486 15,814 16,620
Book Value Per Share 2 289.0 325.0 350.0 352.0 396.0 392.0
Cash Flow per Share 2 7.300 6.810 7.900 7.960 7.410 9.410
Capex 1 4.67 5.1 6.4 4.36 8.07 8.74
Capex / Sales 1.67% 1.85% 2.27% 1.79% 2.82% 2.76%
Announcement Date 3/8/18 4/1/19 3/23/20 3/10/21 3/10/22 3/8/23
1EUR in Million2EUR
Estimates
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