Financials Caisse Régionale de Crédit Agricole Mutuel Toulouse 31

Equities

CAT31

FR0000045544

Banks

Market Closed - Euronext Paris 11:36:14 2024-04-26 am EDT 5-day change 1st Jan Change
65.5 EUR +2.34% Intraday chart for Caisse Régionale de Crédit Agricole Mutuel Toulouse 31 +3.80% 0.00%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 516.4 615.9 453.3 371.8 322.7 299.9
Enterprise Value (EV) 1 870.2 1,028 902.3 757.5 573.3 388.8
P/E ratio 10.2 x 9.5 x 12.8 x 5.32 x 4.84 x 5.06 x
Yield 3.87% 3.25% 3.33% 4.98% 4.71% 4.95%
Capitalization / Revenue 2.22 x 2.38 x 1.97 x 1.41 x 1.27 x 1.24 x
EV / Revenue 3.73 x 3.97 x 3.92 x 2.87 x 2.25 x 1.61 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.34 x 0.38 x 0.29 x 0.21 x 0.18 x 0.16 x
Nbr of stocks (in thousands) 4,579 4,580 4,579 4,590 4,577 4,579
Reference price 2 112.8 134.5 99.00 81.00 70.50 65.50
Announcement Date 4/1/19 4/23/20 4/2/21 3/11/22 3/28/23 3/11/24
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 233 259.1 230.2 264.2 254.5 242.2
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 70.18 82.52 52.03 91.32 78.87 66.78
Net income 1 50.85 64.86 35.43 69.94 66.62 59.3
Net margin 21.82% 25.03% 15.39% 26.47% 26.18% 24.49%
EPS 2 11.11 14.16 7.718 15.24 14.55 12.95
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 4.370 4.370 3.300 4.030 3.320 3.240
Announcement Date 4/1/19 4/23/20 4/2/21 3/11/22 3/28/23 3/11/24
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 354 412 449 386 251 88.9
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 3.36% 4.16% 2.21% 4.11% 3.72% 3.23%
ROA (Net income/ Total Assets) 0.46% 0.54% 0.27% 0.48% 0.43% 0.37%
Assets 1 11,156 12,040 13,329 14,424 15,577 16,124
Book Value Per Share 2 330.0 351.0 347.0 394.0 389.0 414.0
Cash Flow per Share 2 10.20 8.460 10.80 8.840 9.280 9.920
Capex 1 22.6 36.5 12.1 2.55 1.14 3.09
Capex / Sales 9.7% 14.07% 5.24% 0.97% 0.45% 1.27%
Announcement Date 4/1/19 4/23/20 4/2/21 3/11/22 3/28/23 3/11/24
1EUR in Million2EUR
Estimates
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