Financials Capitol Federal Financial, Inc.

Equities

CFFN

US14057J1016

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
4.81 USD -3.02% Intraday chart for Capitol Federal Financial, Inc. -8.90% -25.43%

Valuation

Fiscal Period: September 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 1,899 1,279 1,558 1,126 635.2 623.7 -
Enterprise Value (EV) 1 1,899 1,279 1,558 1,126 635.2 623.7 623.7
P/E ratio 20.3 x 19.7 x 20.5 x 13.4 x -5.68 x 13.9 x 9.82 x
Yield 2.47% 7.34% 7.57% 9.16% 13% 7.07% 8%
Capitalization / Revenue 8.32 x 6.12 x 7.67 x 5.23 x 3.64 x 3.39 x 3.13 x
EV / Revenue 8.32 x 6.12 x 7.67 x 5.23 x 3.64 x 3.39 x 3.13 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.42 x 1 x 1.28 x 1.05 x 0.63 x 0.62 x 0.61 x
Nbr of stocks (in thousands) 137,803 138,062 135,566 135,688 133,172 129,661 -
Reference price 2 13.78 9.265 11.49 8.300 4.770 4.810 4.810
Announcement Date 10/30/19 10/28/20 10/28/21 10/26/22 10/25/23 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: September 2019 2020 2021 2022 2023 2024 2025
Net sales 1 228.3 208.9 203.1 215.4 174.4 183.9 199.3
EBITDA - - - - - - -
EBIT 1 121.4 102.9 87.52 102.6 60.5 70.48 89.46
Operating Margin 53.17% 49.26% 43.09% 47.61% 34.69% 38.33% 44.88%
Earnings before Tax (EBT) 1 120.7 80.63 96.03 107.2 -152.3 53.27 78.36
Net income 1 94.24 64.54 76.08 84.45 -111.7 44.57 62.57
Net margin 41.27% 30.89% 37.46% 39.2% -64.06% 24.24% 31.39%
EPS 2 0.6800 0.4700 0.5600 0.6200 -0.8400 0.3450 0.4900
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.3400 0.6800 0.8700 0.7600 0.6200 0.3400 0.3850
Announcement Date 10/30/19 10/28/20 10/28/21 10/26/22 10/25/23 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: September 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 50.85 51.12 52.52 56.1 55.69 51.18 47.04 40.56 35.65 30.7 45.96 47 47.1 47.52 49.21
EBITDA - - - - - - - - - - - - - - -
EBIT 1 22.6 24.43 24.56 27.71 25.88 23.41 - 11.23 7.459 2.191 17.52 18.45 18.97 18.87 21.58
Operating Margin 44.45% 47.78% 46.76% 49.39% 46.48% 45.73% - 27.68% 20.92% 7.14% 38.11% 39.26% 40.28% 39.72% 43.86%
Earnings before Tax (EBT) 1 23.92 27.86 27.74 26.77 24.82 19.75 17.52 9.904 -199.5 2.068 17.22 17.51 17.92 17.37 18.93
Net income 1 18.55 22.19 21.62 21.15 19.49 16.24 14.19 8.302 -150.5 2.543 13.76 13.98 14.3 13.87 15.12
Net margin 36.49% 43.4% 41.17% 37.71% 35% 31.73% 30.16% 20.47% -422.07% 8.28% 29.94% 29.74% 30.37% 29.18% 30.73%
EPS 2 0.1400 0.1600 0.1600 0.1600 0.1400 0.1200 0.1100 0.0600 -1.130 0.0200 0.1100 0.1100 0.1100 0.1100 0.1200
Dividend per Share 2 0.0850 0.3050 0.0850 0.0850 0.0850 0.3650 0.0850 0.0850 0.0850 0.0850 0.0900 0.0900 0.0900 0.1300 0.0900
Announcement Date 10/28/21 1/28/22 4/27/22 7/27/22 10/26/22 1/25/23 4/26/23 7/26/23 10/25/23 1/24/24 4/24/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: September 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 6.94% 4.92% 5.97% 7.11% -10.4% 4.85% 6.15%
ROA (Net income/ Total Assets) 0.99% 0.69% 0.79% 0.76% -1.02% 0.46% 0.63%
Assets 1 9,519 9,354 9,631 11,112 10,956 9,690 9,932
Book Value Per Share 2 9.710 9.250 8.950 7.900 7.610 7.790 7.910
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 10/30/19 10/28/20 10/28/21 10/26/22 10/25/23 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C-
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
2
Last Close Price
4.81 USD
Average target price
5.75 USD
Spread / Average Target
+19.54%
Consensus
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