Delayed
Japan Exchange
02:00:00 2024-04-26 am EDT
|
5-day change
|
1st Jan Change
|
2,882
JPY
|
+2.27%
|
|
-0.02%
|
+10.87%
|
Fiscal Period: March |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
238,777
|
196,227
|
207,520
|
203,654
|
262,632
|
470,192
|
-
|
-
|
Enterprise Value (EV)
1 |
2,359,953
|
2,500,031
|
2,536,007
|
2,663,724
|
2,908,136
|
3,402,903
|
3,485,372
|
3,563,305
|
P/E ratio
|
7.82
x
|
8.76
x
|
5.74
x
|
5.76
x
|
6.02
x
|
7.33
x
|
8.92
x
|
8.03
x
|
Yield
|
3.08%
|
3.58%
|
3.39%
|
4.22%
|
4.17%
|
3.35%
|
3.5%
|
3.67%
|
Capitalization / Revenue
|
0.78
x
|
0.63
x
|
0.73
x
|
0.56
x
|
0.81
x
|
1.33
x
|
1.25
x
|
1.18
x
|
EV / Revenue
|
7.74
x
|
8.03
x
|
8.97
x
|
7.34
x
|
9.01
x
|
9.61
x
|
9.24
x
|
8.95
x
|
EV / EBITDA
|
31.1
x
|
-
|
32.9
x
|
32.4
x
|
31.5
x
|
46.6
x
|
47.1
x
|
39.6
x
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
0.49
x
|
0.4
x
|
0.39
x
|
0.36
x
|
0.44
x
|
0.71
x
|
0.67
x
|
0.63
x
|
Nbr of stocks (in thousands)
|
163,322
|
156,231
|
156,265
|
156,296
|
156,328
|
163,148
|
-
|
-
|
Reference price
2 |
1,462
|
1,256
|
1,328
|
1,303
|
1,680
|
2,882
|
2,882
|
2,882
|
Announcement Date
|
5/15/19
|
5/15/20
|
5/14/21
|
5/13/22
|
5/15/23
|
-
|
-
|
-
|
Fiscal Period: March |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
304,855
|
311,410
|
282,625
|
362,955
|
322,638
|
354,103
|
377,263
|
397,923
|
EBITDA
1 |
75,893
|
-
|
76,976
|
82,161
|
92,459
|
73,000
|
74,000
|
90,000
|
EBIT
1 |
52,233
|
36,184
|
48,352
|
52,336
|
43,491
|
70,801
|
72,510
|
81,397
|
Operating Margin
|
17.13%
|
11.62%
|
17.11%
|
14.42%
|
13.48%
|
19.99%
|
19.22%
|
20.46%
|
Earnings before Tax (EBT)
1 |
45,763
|
27,458
|
50,915
|
49,936
|
61,044
|
86,813
|
76,498
|
85,291
|
Net income
1 |
30,517
|
22,863
|
36,132
|
35,375
|
43,599
|
63,539
|
52,996
|
58,838
|
Net margin
|
10.01%
|
7.34%
|
12.78%
|
9.75%
|
13.51%
|
17.94%
|
14.05%
|
14.79%
|
EPS
2 |
186.8
|
143.4
|
231.2
|
226.4
|
278.9
|
393.3
|
323.1
|
358.8
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
45.00
|
45.00
|
45.00
|
55.00
|
70.00
|
96.67
|
100.8
|
105.8
|
Announcement Date
|
5/15/19
|
5/15/20
|
5/14/21
|
5/13/22
|
5/15/23
|
-
|
-
|
-
|
Fiscal Period: March |
2020 S1
|
2021 S1
|
2022 Q2
|
2022 S1
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 S1
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 S1
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
2025 Q3
|
2025 Q4
|
---|
Net sales
1 |
203,995
|
160,855
|
112,445
|
186,600
|
92,962
|
83,393
|
77,802
|
79,508
|
185,339
|
104,098
|
80,534
|
98,988
|
108,290
|
207,278
|
105,178
|
92,900
|
95,500
|
99,300
|
96,800
|
96,200
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
4,354
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
24,726
|
22,749
|
16,526
|
29,386
|
26,165
|
-3,215
|
14,923
|
17,466
|
28,883
|
18,291
|
-3,683
|
15,636
|
13,587
|
29,223
|
19,584
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
12.12%
|
14.14%
|
14.7%
|
15.75%
|
28.15%
|
-3.86%
|
19.18%
|
21.97%
|
15.58%
|
17.57%
|
-4.57%
|
15.8%
|
12.55%
|
14.1%
|
18.62%
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
|
25,159
|
29,315
|
16,492
|
33,252
|
20,971
|
-4,287
|
22,157
|
17,808
|
39,965
|
24,523
|
-3,444
|
24,009
|
-
|
59,372
|
24,403
|
-
|
-
|
-
|
-
|
-
|
Net income
|
18,637
|
20,395
|
10,317
|
21,554
|
14,401
|
-580
|
15,177
|
12,322
|
27,499
|
17,769
|
-1,669
|
16,950
|
27,060
|
44,010
|
18,047
|
-
|
-
|
-
|
-
|
-
|
Net margin
|
9.14%
|
12.68%
|
9.18%
|
11.55%
|
15.49%
|
-0.7%
|
19.51%
|
15.5%
|
14.84%
|
17.07%
|
-2.07%
|
17.12%
|
24.99%
|
21.23%
|
17.16%
|
-
|
-
|
-
|
-
|
-
|
EPS
|
115.3
|
130.5
|
66.01
|
137.9
|
92.14
|
-
|
97.11
|
78.82
|
175.9
|
113.7
|
-10.68
|
108.4
|
167.8
|
276.3
|
110.4
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
55.00
|
-
|
-
|
-
|
-
|
70.00
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
11/12/19
|
11/10/20
|
11/9/21
|
11/9/21
|
2/9/22
|
5/13/22
|
8/10/22
|
11/10/22
|
11/10/22
|
2/9/23
|
5/15/23
|
8/10/23
|
11/10/23
|
11/10/23
|
2/13/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: March |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
2,121,176
|
2,303,804
|
2,328,487
|
2,460,070
|
2,645,504
|
2,932,711
|
3,015,181
|
3,093,114
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
27.95
x
|
-
|
30.25
x
|
29.94
x
|
28.61
x
|
40.17
x
|
40.75
x
|
34.37
x
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
6.2%
|
4.7%
|
7.1%
|
6.5%
|
7.5%
|
9.97%
|
7.82%
|
8.27%
|
ROA (Net income/ Total Assets)
|
1.49%
|
0.84%
|
1.5%
|
1.42%
|
1.63%
|
1.49%
|
1.31%
|
1.84%
|
Assets
1 |
2,051,398
|
2,735,136
|
2,400,925
|
2,486,522
|
2,680,788
|
4,262,931
|
4,050,622
|
3,196,528
|
Book Value Per Share
2 |
3,005
|
3,102
|
3,398
|
3,598
|
3,827
|
4,034
|
4,272
|
4,540
|
Cash Flow per Share
|
332.0
|
323.0
|
414.0
|
417.0
|
480.0
|
-
|
-
|
-
|
Capex
|
-
|
-
|
17,143
|
16,435
|
15,598
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
6.07%
|
4.53%
|
4.83%
|
-
|
-
|
-
|
Announcement Date
|
5/15/19
|
5/15/20
|
5/14/21
|
5/13/22
|
5/15/23
|
-
|
-
|
-
|
Last Close Price
2,882
JPY Average target price
2,925
JPY Spread / Average Target +1.49% Consensus |
1st Jan change
|
Capi.
|
---|
| +10.87% | 2.99B | | -8.14% | 49.88B | | -5.25% | 30.53B | | +20.03% | 23.38B | | +16.97% | 17.94B | | -6.99% | 11.81B | | +21.92% | 11.27B | | -20.90% | 8.31B | | +14.34% | 8.13B | | +36.65% | 6.39B |
Other Consumer Lending
|