EFU LIFE ASSURANCE LIMITED |
End-of-day quote
Other stock markets
|
5-day change | 1st Jan Change | ||
| 191.6 PKR | 0.00% |
|
0.00% | -0.77% |
Valuation
| Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Capitalization 1 | 22,792 | 23,157 | 20,902 | 21,067 | 20,532 | 19,304 |
| Enterprise Value (EV) 1 | 2,957 | -1,857 | -2,992 | -7,268 | 2,218 | 7,428 |
| P/E ratio | 14.4 x | 14.9 x | 11.7 x | 14 x | 12.1 x | 9.34 x |
| Yield | 6.58% | 6.48% | 7.18% | 7.12% | 7.31% | 7.77% |
| Capitalization / Revenue | 0.75 x | 0.61 x | 0.4 x | 0.48 x | 0.39 x | 0.26 x |
| EV / Revenue | 0.1 x | -0.05 x | -0.06 x | -0.17 x | 0.04 x | 0.1 x |
| EV / EBITDA | 1.18 x | -0.7 x | -1.05 x | -2.98 x | 0.7 x | 1.76 x |
| EV / FCF | -1.83 x | 0.5 x | 0.14 x | 3.87 x | -0.11 x | -0.29 x |
| FCF Yield | -54.7% | 201% | 728% | 25.9% | -931% | -341% |
| Price to Book | 3.78 x | 3.92 x | 3.38 x | 3.41 x | 3.23 x | 2.78 x |
| Nbr of stocks (in thousands) | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 |
| Reference price 2 | 227.9 | 231.6 | 209.0 | 210.7 | 205.3 | 193.0 |
| Announcement Date | 4/2/19 | 3/3/20 | 3/8/21 | 3/8/22 | 3/8/23 | 2/27/24 |
1PKR in Million2PKR
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Net sales 1 | 30,332 | 38,028 | 52,521 | 43,781 | 52,958 | 75,589 |
| EBITDA 1 | 2,507 | 2,648 | 2,838 | 2,436 | 3,149 | 4,217 |
| EBIT 1 | 2,286 | 2,321 | 2,497 | 2,093 | 2,794 | 3,836 |
| Operating Margin | 7.54% | 6.1% | 4.76% | 4.78% | 5.28% | 5.08% |
| Earnings before Tax (EBT) 1 | 2,326 | 2,354 | 2,527 | 2,142 | 2,842 | 3,998 |
| Net income 1 | 1,581 | 1,549 | 1,784 | 1,508 | 1,692 | 2,066 |
| Net margin | 5.21% | 4.07% | 3.4% | 3.44% | 3.2% | 2.73% |
| EPS 2 | 15.81 | 15.49 | 17.84 | 15.08 | 16.92 | 20.66 |
| Free Cash Flow 1 | -1,618 | -3,731 | -21,780 | -1,879 | -20,644 | -25,364 |
| FCF margin | -5.34% | -9.81% | -41.47% | -4.29% | -38.98% | -33.56% |
| FCF Conversion (EBITDA) | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - |
| Dividend per Share 2 | 15.00 | 15.00 | 15.00 | 15.00 | 15.00 | 15.00 |
| Announcement Date | 4/2/19 | 3/3/20 | 3/8/21 | 3/8/22 | 3/8/23 | 2/27/24 |
1PKR in Million2PKR
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Net Debt 1 | - | - | - | - | - | - |
| Net Cash position 1 | 19,835 | 25,014 | 23,894 | 28,335 | 18,314 | 11,876 |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - |
| Free Cash Flow 1 | -1,618 | -3,731 | -21,780 | -1,879 | -20,644 | -25,364 |
| ROE (net income / shareholders' equity) | 26.4% | 26.1% | 29.5% | 24.4% | 27% | 31.1% |
| ROA (Net income/ Total Assets) | 1.26% | 1.18% | 1.1% | 0.82% | 1.02% | 1.23% |
| Assets 1 | 125,224 | 131,416 | 162,181 | 183,145 | 165,553 | 167,469 |
| Book Value Per Share 2 | 60.30 | 59.10 | 61.80 | 61.80 | 63.50 | 69.50 |
| Cash Flow per Share 2 | 198.0 | 254.0 | 244.0 | 290.0 | 190.0 | 126.0 |
| Capex 1 | 516 | 464 | 344 | 441 | 361 | 903 |
| Capex / Sales | 1.7% | 1.22% | 0.66% | 1.01% | 0.68% | 1.19% |
| Announcement Date | 4/2/19 | 3/3/20 | 3/8/21 | 3/8/22 | 3/8/23 | 2/27/24 |
1PKR in Million2PKR
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
| 1st Jan change | Capi. | |
|---|---|---|
| -0.77% | 68.78M | |
| +3.05% | 95.15B | |
| +4.55% | 94.71B | |
| -15.36% | 77.24B | |
| +17.84% | 74.93B | |
| +6.69% | 30.04B | |
| +18.06% | 27.87B | |
| +4.32% | 26.97B | |
| -0.82% | 16.99B | |
| -11.09% | 15.16B |
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