Financials Enterprise Financial Services Corp

Equities

EFSC

US2937121059

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
38.8 USD -0.23% Intraday chart for Enterprise Financial Services Corp -2.22% -13.10%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 1,278 916 1,807 1,822 1,669 1,455 -
Enterprise Value (EV) 1 1,278 916 1,807 1,822 1,669 1,455 1,455
P/E ratio 13.6 x 12.7 x 12.2 x 9.22 x 8.81 x 8.92 x 8.74 x
Yield 1.29% 2.06% 1.59% 1.84% 2.24% 2.67% 2.76%
Capitalization / Revenue 4.44 x 2.82 x 4.22 x 3.42 x 2.64 x 2.33 x 2.3 x
EV / Revenue 4.44 x 2.82 x 4.22 x 3.42 x 2.64 x 2.33 x 2.3 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.48 x 1.01 x 1.22 x 1.26 x 1.02 x 0.83 x 0.77 x
Nbr of stocks (in thousands) 26,519 26,210 38,372 37,223 37,386 37,492 -
Reference price 2 48.21 34.95 47.09 48.96 44.65 38.80 38.80
Announcement Date 1/20/20 1/25/21 1/24/22 1/23/23 1/22/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 287.9 324.5 427.9 533.1 631.3 623.2 632.9
EBITDA - - - - - - -
EBIT 1 140.4 164.1 206.7 258.8 284.8 243.2 240
Operating Margin 48.76% 50.56% 48.29% 48.56% 45.1% 39.02% 37.92%
Earnings before Tax (EBT) 1 116 91.95 168.6 259.5 246.5 216.4 215.7
Net income 1 92.74 74.38 133.1 199 190.3 162.7 164
Net margin 32.21% 22.92% 31.09% 37.33% 30.14% 26.11% 25.92%
EPS 2 3.550 2.760 3.860 5.310 5.070 4.350 4.438
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.6200 0.7200 0.7500 0.9000 1.000 1.036 1.072
Announcement Date 1/20/20 1/25/21 1/24/22 1/23/23 1/22/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 124.7 119.8 123.8 133.7 155.7 156.4 155 153.7 166.2 149.9 154.9 156.7 160.8 154.3 155.4
EBITDA - - - - - - - - - - - - - - -
EBIT 1 63.32 57.01 58.47 64.9 78.56 75.44 69.03 65.08 75.77 57.36 59.98 59.92 64.08 55.79 57.11
Operating Margin 50.78% 47.58% 47.23% 48.53% 50.45% 48.23% 44.54% 42.34% 45.6% 38.27% 38.73% 38.25% 39.86% 36.17% 36.75%
Earnings before Tax (EBT) 1 64.66 61.07 57.72 64.22 76.44 71.26 62.69 57.05 55.53 50.63 52.54 52.61 56.87 49.2 51.39
Net income 1 50.81 46.46 44.21 49.26 59.06 54.8 48.19 43.73 43.59 39.46 39.92 40.09 43.37 37.41 39.03
Net margin 40.75% 38.78% 35.71% 36.83% 37.93% 35.03% 31.09% 28.45% 26.23% 26.33% 25.78% 25.59% 26.98% 24.25% 25.11%
EPS 2 1.330 1.230 1.190 1.320 1.580 1.460 1.290 1.170 1.160 1.050 1.066 1.072 1.162 1.006 1.054
Dividend per Share 2 0.2000 0.2100 0.2200 0.2300 0.2400 0.2500 0.2500 0.2500 0.2500 - 0.2580 0.2640 0.2640 0.2640 0.2680
Announcement Date 1/24/22 4/25/22 7/25/22 10/24/22 1/23/23 4/24/23 7/24/23 10/23/23 1/22/24 4/22/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 11.7% 8.24% 10.5% 14% 12.4% 9.6% 9.1%
ROA (Net income/ Total Assets) 1.35% 0.9% 1.16% 1.52% 1.42% 1.1% 1.05%
Assets 1 6,870 8,265 11,470 13,092 13,402 14,767 15,622
Book Value Per Share 2 32.70 34.60 38.50 38.90 43.90 47.00 50.70
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/20/20 1/25/21 1/24/22 1/23/23 1/22/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
38.8 USD
Average target price
46.5 USD
Spread / Average Target
+19.85%
Consensus
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