Stock ESNT ESSENT GROUP LTD.
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Financials Essent Group Ltd.

Equities

ESNT

BMG3198U1027

Property & Casualty Insurance

Market Closed - Nyse
Other stock markets
 04:00:02 2024-04-26 pm EDT 		5-day change 1st Jan Change
53.98 USD +0.22% Intraday chart for Essent Group Ltd. +0.97% +2.35%
Apr. 04 Keefe Buyette & Woods Raises Essent Group's Price Target to $64 From $62, Maintains Market Perform Rating MT
Apr. 03 JPMorgan Downgrades Essent Group to Neutral From Overweight, Lifts Price Target to $61 From $58 MT

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 5,115 4,857 5,028 4,188 5,631 5,762 - -
Enterprise Value (EV) 1 5,115 4,857 5,028 4,188 5,631 5,762 5,762 5,762
P/E ratio 9.19 x 11.1 x 7.45 x 5.04 x 8.11 x 8.19 x 7.63 x 7.29 x
Yield 0.6% 1.48% 1.54% 2.21% - 2.08% 2.17% 2.32%
Capitalization / Revenue 5.9 x 5.08 x 4.89 x 4.18 x 5.07 x 4.74 x 4.38 x 4.09 x
EV / Revenue 5.9 x 5.08 x 4.89 x 4.18 x 5.07 x 4.74 x 4.38 x 4.09 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.71 x 1.26 x 1.18 x 0.94 x 1.1 x 1.04 x 0.94 x 0.88 x
Nbr of stocks (in thousands) 98,394 112,423 110,432 107,707 106,760 106,750 - -
Reference price 2 51.99 43.20 45.53 38.88 52.74 53.98 53.98 53.98
Announcement Date 2/14/20 2/19/21 2/11/22 2/10/23 2/9/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 867.6 955.2 1,029 1,001 1,110 1,215 1,316 1,410
EBITDA - - - - - - - -
EBIT 1 669.2 800.5 861.7 829.1 909.3 970.6 1,047 1,103
Operating Margin 77.14% 83.8% 83.78% 82.84% 81.94% 79.89% 79.54% 78.26%
Earnings before Tax (EBT) 1 659.1 490.1 822.3 988.2 823 824.1 866.8 -
Net income 1 555.7 413 681.8 831.4 696.4 695 731.9 -
Net margin 64.05% 43.24% 66.29% 83.07% 62.75% 57.21% 55.62% -
EPS 2 5.660 3.880 6.110 7.720 6.500 6.591 7.074 7.407
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.3100 0.6400 0.7000 0.8600 - 1.124 1.172 1.255
Announcement Date 2/14/20 2/19/21 2/11/22 2/10/23 2/9/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 283.5 256.9 264.6 244.4 261.8 230 256.2 260.1 296.1 297.3 298.7 306.2 313 315.4 318.1
EBITDA - - - - - - - - - - - - - - -
EBIT 1 201.8 215.7 223.8 202.5 219.6 183.1 208.1 218 241.3 242 230.3 238.2 248.3 253.8 -
Operating Margin 71.16% 83.95% 84.58% 82.86% 83.9% 79.61% 81.19% 83.79% 81.49% 81.42% 77.1% 77.81% 79.34% 80.47% -
Earnings before Tax (EBT) 1 246.7 217 328.4 275.8 210.9 173 201.3 209.3 209.4 203 201.4 207.1 207.4 209 204.4
Net income 1 205.4 181 274.2 231.8 178.1 147.4 170.8 172.2 178 175.4 169 174 175.4 176.6 172.7
Net margin 72.43% 70.45% 103.61% 94.83% 68.02% 64.06% 66.67% 66.21% 60.1% 58.99% 56.58% 56.85% 56.04% 55.98% 54.29%
EPS 2 1.840 1.640 2.520 2.160 1.660 1.370 1.590 1.610 1.660 1.640 1.594 1.654 1.665 1.677 1.701
Dividend per Share 2 0.1800 0.1900 0.2100 0.2100 0.2200 0.2300 - 0.2500 0.2500 - 0.2800 0.2800 0.2800 0.2900 0.3000
Announcement Date 11/5/21 2/11/22 5/6/22 8/5/22 11/4/22 2/10/23 5/5/23 8/4/23 11/2/23 2/9/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 20.8% 12.1% 16.8% 19.1% 14.6% 13% 12.5% 12.5%
ROA (Net income/ Total Assets) 15.8% 9.1% 12.5% 14.5% 11.5% 10.4% 10% -
Assets 1 3,512 4,538 5,462 5,723 6,075 6,714 7,300 -
Book Value Per Share 2 30.30 34.40 38.70 41.40 47.90 51.90 57.50 61.60
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/14/20 2/19/21 2/11/22 2/10/23 2/9/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Essent Group Ltd.

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
10
Last Close Price
53.98 USD
Average target price
61.6 USD
Spread / Average Target
+14.12%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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