F.N.B. CORPORATION |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 13.74 USD | +0.88% |
|
+4.65% | -0.22% |
| Apr. 19 | Stephens Trims Price Target on F.N.B to $15 From $16, Maintains Overweight Rating | MT |
| Apr. 18 | Transcript : F.N.B. Corporation, Q1 2024 Earnings Call, Apr 18, 2024 |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Capitalization 1 | 4,127 | 3,065 | 3,869 | 4,578 | 4,941 | 4,938 | - |
| Enterprise Value (EV) 1 | 4,127 | 3,065 | 3,869 | 4,578 | 4,941 | 4,938 | 4,938 |
| P/E ratio | 10.9 x | 11.2 x | 9.86 x | 10.7 x | 10.5 x | 9.79 x | 8.89 x |
| Yield | 3.78% | 5.05% | 3.96% | 3.68% | 3.49% | 3.49% | 3.6% |
| Capitalization / Revenue | 3.41 x | 2.52 x | 3.13 x | 3.17 x | 3.15 x | 2.98 x | 2.81 x |
| EV / Revenue | 3.41 x | 2.52 x | 3.13 x | 3.17 x | 3.15 x | 2.98 x | 2.81 x |
| EV / EBITDA | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - |
| Price to Book | 0.86 x | 0.63 x | 0.77 x | 0.85 x | 0.83 x | 0.78 x | 0.74 x |
| Nbr of stocks (in thousands) | 324,925 | 322,635 | 318,928 | 350,784 | 358,829 | 359,366 | - |
| Reference price 2 | 12.70 | 9.500 | 12.13 | 13.05 | 13.77 | 13.74 | 13.74 |
| Announcement Date | 1/21/20 | 1/20/21 | 1/19/22 | 1/23/23 | 1/18/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net sales 1 | 1,212 | 1,217 | 1,237 | 1,443 | 1,571 | 1,656 | 1,756 |
| EBITDA | - | - | - | - | - | - | - |
| EBIT 1 | 535.4 | 516 | 508.1 | 669.2 | 655.4 | 747.2 | 771.3 |
| Operating Margin | 44.2% | 42.41% | 41.08% | 46.37% | 41.72% | 45.13% | 43.91% |
| Earnings before Tax (EBT) 1 | 470.8 | 343.5 | 503.1 | 552.7 | 583.6 | 657.4 | 711.2 |
| Net income 1 | 379.2 | 278 | 396.6 | 431.1 | 476.8 | 508.3 | 561.7 |
| Net margin | 31.3% | 22.85% | 32.06% | 29.87% | 30.35% | 30.7% | 31.98% |
| EPS 2 | 1.160 | 0.8500 | 1.230 | 1.220 | 1.310 | 1.403 | 1.546 |
| Free Cash Flow | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - |
| Dividend per Share 2 | 0.4800 | 0.4800 | 0.4800 | 0.4800 | 0.4800 | 0.4800 | 0.4950 |
| Announcement Date | 1/21/20 | 1/20/21 | 1/19/22 | 1/23/23 | 1/18/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 321.3 | 302.3 | 312.4 | 335.8 | 379.6 | 415.5 | 416 | 409.6 | 408.1 | 337.1 | 406.9 | 407.5 | 418.5 | 421.1 | 425.9 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | 138 | 121.5 | 117.8 | 145.1 | 186.6 | 219.7 | 198.2 | 197.8 | 190.1 | 71.54 | 172.8 | 183.9 | 193 | 194.6 | 185.5 |
| Operating Margin | 42.95% | 40.2% | 37.7% | 43.2% | 49.17% | 52.88% | 47.63% | 48.3% | 46.59% | 21.22% | 42.46% | 45.13% | 46.11% | 46.2% | 43.55% |
| Earnings before Tax (EBT) 1 | 138.8 | 123 | 67.01 | 136.6 | 173.3 | 175.7 | 182.1 | 179.1 | 164.2 | 58.3 | 155.9 | 160.5 | 167.8 | 169.2 | 161 |
| Net income 1 | 109.5 | 96.46 | 50.99 | 107.1 | 135.5 | 137.5 | 144.5 | 140.4 | 143.3 | 48.66 | 116.3 | 125.5 | 132.3 | 134.8 | 125.3 |
| Net margin | 34.09% | 31.91% | 16.32% | 31.9% | 35.69% | 33.08% | 34.73% | 34.28% | 35.1% | 14.44% | 28.59% | 30.79% | 31.63% | 32% | 29.43% |
| EPS 2 | 0.3400 | 0.3000 | 0.1500 | 0.3000 | 0.3800 | 0.3800 | 0.4000 | 0.3900 | 0.4000 | 0.1300 | 0.3200 | 0.3444 | 0.3622 | 0.3667 | 0.3438 |
| Dividend per Share 2 | 0.1200 | 0.1200 | 0.1200 | 0.1200 | 0.1200 | 0.1200 | 0.1200 | 0.1200 | 0.1200 | 0.1200 | 0.1200 | 0.1200 | 0.1200 | 0.1200 | 0.1250 |
| Announcement Date | 10/18/21 | 1/19/22 | 4/18/22 | 7/20/22 | 10/18/22 | 1/23/23 | 4/19/23 | 7/19/23 | 10/18/23 | 1/18/24 | 4/17/24 | - | - | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 8.14% | 5.83% | 8.04% | 8.02% | 8.29% | 8.46% | 8.69% |
| ROA (Net income/ Total Assets) | 1.14% | 0.78% | 1.05% | 1.05% | 1.09% | 1.11% | 1.16% |
| Assets 1 | 33,264 | 35,637 | 37,768 | 41,054 | 43,744 | 45,676 | 48,577 |
| Book Value Per Share 2 | 14.70 | 15.10 | 15.80 | 15.40 | 16.60 | 17.50 | 18.60 |
| Cash Flow per Share | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - |
| Announcement Date | 1/21/20 | 1/20/21 | 1/19/22 | 1/23/23 | 1/18/24 | - | - |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
B
Sell
Buy
Mean consensus
BUY
Number of Analysts
9
Last Close Price
13.74
USD
Average target price
15.67
USD
Spread / Average Target
+14.02%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| -0.22% | 4.94B | |
| +16.61% | 210B | |
| +2.39% | 73.14B | |
| +7.99% | 54.82B | |
| +13.25% | 47B | |
| +1.36% | 47.1B | |
| +19.29% | 44.81B | |
| +10.93% | 36.6B | |
| -16.21% | 35.14B | |
| -96.60% | 32.24B |
- Stock Market
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- Financials F.N.B. Corporation
