F.N.B. Corporation and its banking subsidiary, First National Bank, have announced a partnership with the Washington Metropolitan Area Transit Authority (Metro) that establishes FNB as the sole ATM provider for the third-largest rail system in the United States. FNB's online and mobile banking tools and eStore® enable customers to perform a broad range of banking activities remotely, including making bill and person-to-person payments, accessing financial education and account selection tools, and applying for deposit and loan products. The Metro ATMs add cash access to these robust digital capabilities, ensuring customers throughout the Washington, D.C. metropolitan area can manage most of their banking needs according to their own schedule and without having to visit a branch.

With ATM banking services at every Metro station, the partnership will add more than 120 machines to FNB's network by the start of 2024. Metro provided more than 71 million rides in 2022 and continues to trend toward pre-pandemic levels that exceeded 180 million rides in 2019. With approximately 50% of Metro stations situated in majority-minority communities (MMCT) and approximately 30% in low- to moderate-income (LMI) communities, the partnership further advances FNB's corporatewide goal of increasing banking access for consumers in underserved areas.