FFD Financial Corp. announced unaudited consolidated earnings results for the third quarter and nine months ended March 31, 2012. For the quarter, the company reported total interest income of $2,650,000 against $2,575,000 a year ago. Net interest income was $2,029,000 against $1,885,000 a year ago. Earnings before income taxes were $637,000 against $528,000 a year ago. Net earnings were $419,000 or $0.41 per basic and diluted share against $348,000 or $0.34 per basic and diluted share a year ago. The $71,000, or 20.4%, increase in net earnings resulted from increases of $144,000, or 7.6%, in net interest income and $141,000, or 65.9%, in non-interest income and a decrease of $30,000, or 25.0%, in the provision for losses on loans, which were partially offset by increases of $146,000, or 10.1%, in non-interest expenses and $38,000, or 21.1%, in the provision for federal income taxes. For the nine months, the company reported total interest income of $7,972,000 against $7,962,000 a year ago. Net interest income was $6,051,000 against $5,662,000 a year ago. Earnings before income taxes were $1,888,000 against $1,641,000 a year ago. Net earnings were $1,241,000 or $1.22 per basic and diluted share against $1,079,000 or $1.06 per diluted share a year ago. The $162,000, or 15.0%, increase in net earnings resulted from increases of $389,000, or 6.9%, in net interest income and $61,000, or 6.6%, in non-interest income and a decrease of $96,000, or 14.7%, in the provision for losses on loans, which were partially offset by increases of $299,000, or 7.0%, in non-interest expenses and $85,000, or 15.1%, in the provision for federal income taxes.