FFD Financial Corporation announced unaudited consolidated earnings results for the second quarter and six months ended December 31, 2016. For the quarter, the company’s net earnings were $0.993 million, or $1.00 per basic and diluted share, an increase of $0.191 million, or 23.82%, from net earnings of $0.802 million, or $0.81 per basic and diluted share, reported for the comparable three- month period in 2015. Total interest income was $2.915 million against $2.726 million a year ago. Net interest income was $2.638 million against $2.421 million a year ago. Net interest income after provision for losses on loans was $2.658 million against $2.380 million a year ago. Earnings before income taxes were $1.342 million against $1.146 million a year ago. Return on average assets (ROAA) was 1.29%. Return on average equity (ROAE) was 14.06%. For the six months, the company’s net earnings were $2.219 million, or $2.24 per basic and diluted share, an increase of $0.644 million, or 40.89%, net earnings of $1.575 million, or $1.59 per basic and diluted share for the comparable six-month period in 2015. Total interest income was $5.767 million against $5.386 million a year ago. Net interest income was $5.212 million against $4.753 million a year ago. Net interest income after provision for losses on loans was $5.057 million against $4.691 million a year ago. Earnings before income taxes were $3.056 million against $2.282 million a year ago. Net interest income for the quarter and six-months ending December 31, 2016 increased $0.217 million or 8.96% and $0.459 million or 9.66% respectively, compared to the same period in 2015 primarily as a result of decreased interest expense on deposits and borrowings and increased revenue from loans. Return on average assets (ROAA) was 1.47%. Return on average equity (ROAE) was 15.87%. As of December 31, 2016 the current book value was $28.63 per share compared to $27.59 at June 30, 2016.