Market Closed -
Nasdaq
04:00:00 2024-04-26 pm EDT
|
5-day change
|
1st Jan Change
|
12.14
USD
|
+1.59%
|
|
-4.56%
|
-17.41%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Capitalization
1 |
226.1
|
184.9
|
282.5
|
267.5
|
366.7
|
304.7
|
-
|
Enterprise Value (EV)
1 |
226.1
|
184.9
|
282.5
|
267.5
|
366.7
|
304.7
|
304.7
|
P/E ratio
|
14
x
|
9.67
x
|
8.11
x
|
7.48
x
|
15.5
x
|
7.12
x
|
6.92
x
|
Yield
|
1.09%
|
1.28%
|
1.03%
|
1.74%
|
1.63%
|
1.98%
|
2.09%
|
Capitalization / Revenue
|
3.63
x
|
2.44
x
|
3.15
x
|
2.74
x
|
3.53
x
|
2.33
x
|
2.16
x
|
EV / Revenue
|
3.63
x
|
2.44
x
|
3.15
x
|
2.74
x
|
3.53
x
|
2.33
x
|
2.16
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
0.99
x
|
0.78
x
|
1.06
x
|
0.92
x
|
0.99
x
|
0.75
x
|
0.68
x
|
Nbr of stocks (in thousands)
|
20,459
|
19,715
|
19,469
|
19,443
|
24,942
|
25,096
|
-
|
Reference price
2 |
11.05
|
9.380
|
14.51
|
13.76
|
14.70
|
12.14
|
12.14
|
Announcement Date
|
1/29/20
|
1/27/21
|
1/26/22
|
1/25/23
|
1/24/24
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net sales
1 |
62.36
|
75.9
|
89.64
|
97.49
|
103.8
|
130.6
|
141.3
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
25.43
|
35.52
|
47.1
|
51.18
|
35.1
|
58.35
|
63.76
|
Operating Margin
|
40.78%
|
46.79%
|
52.54%
|
52.5%
|
33.82%
|
44.69%
|
45.14%
|
Earnings before Tax (EBT)
1 |
21.45
|
25.98
|
46.72
|
47.89
|
27.16
|
55.79
|
57.93
|
Net income
1 |
15.24
|
19.45
|
35.43
|
36.29
|
20.9
|
43
|
44.18
|
Net margin
|
24.44%
|
25.62%
|
39.52%
|
37.22%
|
20.13%
|
32.94%
|
31.28%
|
EPS
2 |
0.7900
|
0.9700
|
1.790
|
1.840
|
0.9500
|
1.705
|
1.753
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
0.1200
|
0.1200
|
0.1500
|
0.2400
|
0.2400
|
0.2400
|
0.2533
|
Announcement Date
|
1/29/20
|
1/27/21
|
1/26/22
|
1/25/23
|
1/24/24
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
22.68
|
22.85
|
22.42
|
24.38
|
25.52
|
25.2
|
23.77
|
23.26
|
28.79
|
28
|
32.28
|
32.11
|
32.72
|
33.54
|
33.61
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
12.16
|
11.52
|
11.29
|
12.96
|
13.77
|
13.18
|
10.26
|
9.434
|
5.301
|
10.06
|
14.47
|
14.26
|
14.65
|
15.15
|
14.8
|
Operating Margin
|
53.61%
|
50.4%
|
50.37%
|
53.17%
|
53.97%
|
52.29%
|
43.15%
|
40.57%
|
18.41%
|
35.94%
|
44.83%
|
44.42%
|
44.79%
|
45.17%
|
44.04%
|
Earnings before Tax (EBT)
1 |
12
|
10.2
|
10.65
|
11.67
|
13.55
|
12.02
|
9.165
|
8.985
|
-1.349
|
10.36
|
15.17
|
13.14
|
13.5
|
13.98
|
13.55
|
Net income
1 |
9.036
|
7.839
|
8.158
|
8.823
|
10.21
|
9.1
|
6.989
|
6.799
|
-1.271
|
8.38
|
12.51
|
10.1
|
10.12
|
10.27
|
10.06
|
Net margin
|
39.84%
|
34.3%
|
36.38%
|
36.19%
|
40%
|
36.12%
|
29.41%
|
29.24%
|
-4.42%
|
29.93%
|
38.76%
|
31.45%
|
30.95%
|
30.61%
|
29.92%
|
EPS
2 |
0.4600
|
0.4000
|
0.4100
|
0.4500
|
0.5200
|
0.4600
|
0.3600
|
0.3500
|
-0.0500
|
0.3300
|
0.5000
|
0.4000
|
0.4000
|
0.4050
|
0.4000
|
Dividend per Share
2 |
0.0300
|
0.0600
|
0.0600
|
0.0600
|
0.0600
|
0.0600
|
0.0600
|
0.0600
|
0.0600
|
0.0600
|
0.0600
|
0.0600
|
0.0600
|
0.0600
|
0.0633
|
Announcement Date
|
10/26/21
|
1/26/22
|
4/25/22
|
7/26/22
|
10/25/22
|
1/25/23
|
4/26/23
|
7/26/23
|
10/25/23
|
1/24/24
|
4/22/24
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
7.2%
|
8.45%
|
14%
|
13.2%
|
11.1%
|
10.8%
|
10.3%
|
ROA (Net income/ Total Assets)
|
0.82%
|
0.87%
|
1.46%
|
1.42%
|
1.14%
|
1.17%
|
1.16%
|
Assets
1 |
1,862
|
2,235
|
2,427
|
2,555
|
1,833
|
3,691
|
3,820
|
Book Value Per Share
2 |
11.20
|
12.10
|
13.70
|
14.90
|
14.90
|
16.30
|
17.80
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
1/29/20
|
1/27/21
|
1/26/22
|
1/25/23
|
1/24/24
|
-
|
-
|
Last Close Price
12.14
USD Average target price
16.17
USD Spread / Average Target +33.17% Consensus |
1st Jan change
|
Capi.
|
---|
| -17.41% | 305M | | -10.40% | 82.67B | | -13.56% | 18.91B | | +10.53% | 13.78B | | +36.45% | 8.38B | | -13.66% | 6.22B | | -1.55% | 4.43B | | +23.36% | 4.36B | | -16.03% | 3.13B | | -6.71% | 2.57B |
Retail & Mortgage Banks
|