Financials First Community Bankshares, Inc.

Equities

FCBC

US31983A1034

Banks

Market Closed - Nasdaq 04:30:01 2024-05-03 pm EDT 5-day change 1st Jan Change
35.51 USD +1.63% Intraday chart for First Community Bankshares, Inc. +6.03% -4.29%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 483.3 382.3 568.7 550 687.7 653.8 -
Enterprise Value (EV) 1 483.3 382.3 568.7 550 687.7 653.8 653.8
P/E ratio 12.6 x 10.7 x 11.4 x 12 x 13.6 x 14.9 x 15.6 x
Yield - 4.63% 3.11% 3.3% 3.13% 3.27% 3.27%
Capitalization / Revenue - 2.75 x 4.14 x 3.7 x 4.15 x 4.12 x 4.18 x
EV / Revenue - 2.75 x 4.14 x 3.7 x 4.15 x 4.12 x 4.18 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book - 0.9 x 1.32 x 1.3 x 1.36 x 1.27 x 1.25 x
Nbr of stocks (in thousands) 15,581 17,717 17,017 16,225 18,536 18,413 -
Reference price 2 31.02 21.58 33.42 33.90 37.10 35.51 35.51
Announcement Date 2/4/20 1/26/21 1/26/22 1/24/23 1/23/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 - 139.1 137.2 148.6 165.6 158.9 156.6
EBITDA - - - - - - -
EBIT 1 - 59.43 58.5 66.27 70.41 63.38 58.99
Operating Margin - 42.74% 42.63% 44.59% 42.52% 39.89% 37.67%
Earnings before Tax (EBT) 1 - 46.11 66.53 60.16 61.97 53.74 49.1
Net income 1 38.8 35.93 51.17 46.66 48.02 40.84 37.32
Net margin - 25.84% 37.29% 31.39% 29% 25.71% 23.83%
EPS 2 2.460 2.020 2.940 2.820 2.720 2.380 2.280
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - 1.000 1.040 1.120 1.160 1.160 1.160
Announcement Date 2/4/20 1/26/21 1/26/22 1/24/23 1/23/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 33.87 34.54 34.46 - 39.92 38.11 41.76 43.08 42.64 41.01 39.62 39.53 40.02 38.31
EBITDA - - - - - - - - - - - - - -
EBIT 1 15.03 12.84 14.47 - 19.79 17.3 17.09 20.17 15.86 17.62 15.73 15.53 16.05 14.15
Operating Margin 44.38% 37.18% 41.99% - 49.57% 45.39% 40.92% 46.81% 37.2% 42.97% 39.71% 39.29% 40.1% 36.93%
Earnings before Tax (EBT) 1 16.42 13.59 12.4 - 15.66 15.44 12.87 18.95 14.72 16.49 13.48 12.96 13.48 11.58
Net income 1 12.61 10.56 9.515 13.35 12.58 11.78 9.814 14.64 11.78 12.84 10.25 9.85 10.24 8.8
Net margin 37.23% 30.56% 27.62% - 31.52% 30.92% 23.5% 33.98% 27.63% 31.32% 25.87% 24.92% 25.6% 22.97%
EPS 2 0.7300 0.6200 0.5600 0.8100 0.7700 0.7200 0.5500 0.7900 0.6600 0.6926 0.5900 0.5800 0.6100 0.5300
Dividend per Share 2 0.2700 0.2700 0.2700 - 0.2900 0.2900 0.2900 0.2900 0.2900 0.2900 0.2900 0.2900 0.2900 0.2900
Announcement Date 10/26/21 1/26/22 4/26/22 10/25/22 1/24/23 4/25/23 7/25/23 10/24/23 1/23/24 4/23/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) - 8.81% 12% 11% 10% 8.2% 7.7%
ROA (Net income/ Total Assets) - 1.28% 1.63% 1.45% 1.48% 1.26% 1.15%
Assets 1 - 2,807 3,139 3,218 3,245 3,242 3,245
Book Value Per Share 2 - 24.10 25.30 26.00 27.20 27.90 28.50
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 2/4/20 1/26/21 1/26/22 1/24/23 1/23/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C-
More Ratings
Sell
Consensus
Buy
Mean consensus
UNDERPERFORM
Number of Analysts
1
Last Close Price
34.94 USD
Average target price
33 USD
Spread / Average Target
-5.55%
Consensus
  1. Stock Market
  2. Equities
  3. FCBC Stock
  4. Financials First Community Bankshares, Inc.