Nov 20 (Reuters) - FirstRand Ltd:

* JSE: FSR - VOLUNTARY TRADING UPDATE FOR THE SIX MONTHS ENDING 31 DECEMBER 2023

* FIRSTRAND: FOR TWELVE MONTHS TO JUNE 2024, KEY INCOME STATEMENT LINES ARE TRENDING IN LINE WITH EXPECTATIONS EXCEPT FOR CREDIT LOSS RATIO

* FIRSTRAND: FOR TWELVE MONTHS TO JUNE 2024 CREDIT LOSS RATIO (CLR) IS NOW EXPECTED TO BE LOWER THAN GROUP INITIALLY GUIDED.

* FIRSTRAND : EXPECTS FY EARNINGS GROWTH OF REAL GDP PLUS CPI PLUS >0% TO 3%

* FIRSTRAND: GUIDANCE ON GROWTH IN NORMALISED EARNINGS AND RETURN ON EQUITY (ROE) FOR YEAR TO 30 JUNE 2024, PROVIDED IN SEPTEMBER 2023 REMAINS UNCHANGED. Source text for Eikon: Further company coverage: