Financials Føroya Banki

Equities

BNORDIK CSE

FO0000000088

Banks

Real-time Estimate Cboe Europe 06:53:47 2024-04-29 am EDT 5-day change 1st Jan Change
158.2 DKK -0.78% Intraday chart for Føroya Banki +0.32% -3.95%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 1,038 1,442 1,341 1,302 1,575 1,527 - -
Enterprise Value (EV) 1 1,038 1,442 1,341 1,302 1,575 1,527 1,527 1,527
P/E ratio 5 x 8.74 x 4.93 x 7.91 x 5.12 x 5.81 x 6.36 x 6.4 x
Yield 6.42% 3.29% 28.6% - - 27.6% 11.7% 12.2%
Capitalization / Revenue 1.63 x 3.73 x 3.3 x 2.91 x 2.98 x 2.86 x 3 x 2.95 x
EV / Revenue 1.63 x 3.73 x 3.3 x 2.91 x 2.98 x 2.86 x 3 x 2.95 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.49 x 0.64 x 0.66 x - - 0.75 x 0.8 x 0.82 x
Nbr of stocks (in thousands) 9,527 9,487 9,546 9,571 9,574 9,574 - -
Reference price 2 109.0 152.0 140.5 136.0 164.5 159.5 159.5 159.5
Announcement Date 2/27/20 2/25/21 2/25/22 2/24/23 2/27/24 - - -
1DKK in Million2DKK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 638 387 407 447 528 534.5 509.7 517.1
EBITDA - - - - - - - -
EBIT 1 185 149 171 202 269 278 251.5 259
Operating Margin 29% 38.5% 42.01% 45.19% 50.95% 52.01% 49.34% 50.09%
Earnings before Tax (EBT) 1 260 206 340 207 379.3 329.8 296.1 294.4
Net income 1 207 166 272.3 164 307.5 263.1 239.8 238.4
Net margin 32.45% 42.89% 66.91% 36.69% 58.24% 49.22% 47.04% 46.11%
EPS 2 21.80 17.40 28.50 17.20 32.12 27.46 25.07 24.91
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 7.000 5.000 40.20 - - 44.08 18.59 19.52
Announcement Date 2/27/20 2/25/21 2/25/22 2/24/23 2/27/24 - - -
1DKK in Million2DKK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 100 103 110 111 110 117 112 135 148 133 - - - -
EBITDA - - - - - - - - - - - - - -
EBIT 1 41 46 49 48 48 59 49 71 83 68 66 73 78 61
Operating Margin 41% 44.66% 44.55% 43.24% 43.64% 50.43% 43.75% 52.59% 56.08% 51.13% - - - -
Earnings before Tax (EBT) 1 54 95 60 54 24 70 75 87 108 109 87 87 87 69
Net income 42.66 76.52 48 43 20 54 61 69.74 87.89 89 - - - -
Net margin 42.66% 74.29% 43.64% 38.74% 18.18% 46.15% 54.46% 51.66% 59.38% 66.92% - - - -
EPS 2 4.500 8.000 5.040 4.400 2.100 5.600 6.410 7.300 9.200 9.300 5.010 4.680 4.400 3.270
Dividend per Share - - - - - - - - - - - - - -
Announcement Date 11/2/21 2/25/22 4/28/22 8/4/22 11/3/22 2/24/23 4/27/23 8/3/23 11/2/23 2/27/24 - - - -
1DKK in Million2DKK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 10.1% 7.6% 12.6% - - 13.7% 12.4% 12.9%
ROA (Net income/ Total Assets) 1.1% 1% 2.3% - - 2.04% 1.91% 1.77%
Assets 1 18,818 16,600 11,841 - - 12,877 12,541 13,510
Book Value Per Share 2 222.0 237.0 213.0 - - 212.0 199.0 195.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/27/20 2/25/21 2/25/22 2/24/23 2/27/24 - - -
1DKK in Million2DKK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

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