FS Bancorp, Inc. reported net charge-offs for the third quarter ended September 30, 2023. For the quarter, the company reported net charge-offs totaled $531,000, compared to $563,000 for the same period last year, primarily due to decreased net charge-offs of $388,000 in deposit overdrafts and $35,000 in marine loans, partially offset by net increases of $387,000 in indirect home improvement loans and $3,000 in other loans.