Financials Generations Bancorp NY, Inc.

Equities

GBNY

US37149G1085

Banks

Market Closed - Nasdaq 04:30:00 2024-05-08 pm EDT 5-day change 1st Jan Change
10.1 USD -0.10% Intraday chart for Generations Bancorp NY, Inc. 0.00% -0.39%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023
Capitalization 1 25.92 25.67 29.29 25.54 22.67
Enterprise Value (EV) 1 46.45 27.77 25.4 43.42 26.71
P/E ratio 297 x 14.7 x 19.8 x 23 x -14.1 x
Yield - - - - -
Capitalization / Revenue 2.03 x 1.84 x 2.08 x 1.99 x 2.1 x
EV / Revenue 3.63 x 1.99 x 1.8 x 3.38 x 2.48 x
EV / EBITDA - - - - -
EV / FCF - - - - -
FCF Yield - - - - -
Price to Book 0.91 x 0.86 x 0.67 x 0.68 x 0.6 x
Nbr of stocks (in thousands) 2,468 2,464 2,458 2,365 2,236
Reference price 2 10.50 10.42 11.92 10.80 10.14
Announcement Date 3/29/21 3/29/21 3/25/22 3/24/23 4/1/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023
Net sales 1 12.79 13.97 14.1 12.86 10.79
EBITDA - - - - -
EBIT - - - - -
Operating Margin - - - - -
Earnings before Tax (EBT) 1 -0.068 1.644 1.696 1.303 -1.992
Net income 1 0.087 1.748 1.413 1.087 -1.567
Net margin 0.68% 12.51% 10.02% 8.46% -14.53%
EPS 2 0.0354 0.7111 0.6008 0.4706 -0.7200
Free Cash Flow - - - - -
FCF margin - - - - -
FCF Conversion (EBITDA) - - - - -
FCF Conversion (Net income) - - - - -
Dividend per Share - - - - -
Announcement Date 3/29/21 3/29/21 3/25/22 3/24/23 4/1/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023
Net Debt 1 20.5 2.1 - 17.9 4.04
Net Cash position 1 - - 3.89 - -
Leverage (Debt/EBITDA) - - - - -
Free Cash Flow - - - - -
ROE (net income / shareholders' equity) - 6.02% 3.85% 2.69% -4.18%
ROA (Net income/ Total Assets) - 0.49% 0.38% 0.28% -0.39%
Assets 1 - 360.3 376.4 382.7 405.4
Book Value Per Share 2 11.50 12.10 17.70 15.90 16.90
Cash Flow per Share 2 4.770 10.90 8.540 3.410 6.500
Capex 1 0.81 0.23 0.43 0.46 0.37
Capex / Sales 6.33% 1.65% 3.01% 3.59% 3.4%
Announcement Date 3/29/21 3/29/21 3/25/22 3/24/23 4/1/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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