Stock HIG HARTFORD FINANCIAL SERVICES GROUP (THE), INC.
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Financials Hartford Financial Services Group (The), Inc.

Equities

HIG

US4165151048

Multiline Insurance & Brokers

Market Closed - Nyse
Other stock markets
 04:00:02 2024-04-26 pm EDT 		5-day change 1st Jan Change
95.3 USD -3.82% Intraday chart for Hartford Financial Services Group (The), Inc. -3.69% +18.56%
Apr. 26 Morgan Stanley Trims Price Target on Hartford Financial Services to $109 From $110 MT
Apr. 26 Roth MKM Adjusts Hartford Financial Services Group Price Target to $95 From $90 MT

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 21,903 17,551 23,498 24,121 24,176 28,185 - -
Enterprise Value (EV) 1 26,566 21,752 28,237 24,121 28,412 32,882 32,881 32,882
P/E ratio 10.7 x 10.3 x 10.4 x 13.9 x 10.1 x 9.27 x 8.27 x 7.21 x
Yield 2.02% 2.65% 2.08% 2.08% 2.18% 2.02% 2.1% 2.19%
Capitalization / Revenue 1.06 x 0.86 x 1.05 x 1.08 x 0.99 x 1.06 x 1 x 0.96 x
EV / Revenue 1.28 x 1.06 x 1.26 x 1.08 x 1.16 x 1.24 x 1.17 x 1.12 x
EV / EBITDA - - - - 6.83 x 7.09 x 6.64 x -
EV / FCF - - - - 7.09 x 5.86 x 5.75 x -
FCF Yield - - - - 14.1% 17.1% 17.4% -
Price to Book 1.39 x 0.97 x 1.34 x 1.83 x 1.63 x 1.73 x 1.51 x 1.32 x
Nbr of stocks (in thousands) 360,421 358,330 340,353 318,099 300,770 295,755 - -
Reference price 2 60.77 48.98 69.04 75.83 80.38 95.30 95.30 95.30
Announcement Date 2/3/20 2/4/21 2/3/22 2/2/23 2/1/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 20,740 20,523 22,390 22,362 24,527 26,615 28,142 29,336
EBITDA 1 - - - - 4,157 4,636 4,954 -
EBIT 1 2,815 2,356 2,930 3,369 3,647 4,042 4,328 4,672
Operating Margin 13.57% 11.48% 13.09% 15.07% 14.87% 15.19% 15.38% 15.93%
Earnings before Tax (EBT) 1 2,560 2,120 2,896 2,258 3,088 3,479 3,720 4,379
Net income 1 2,064 1,716 2,344 1,794 2,483 3,044 3,229 3,439
Net margin 9.95% 8.36% 10.47% 8.02% 10.12% 11.44% 11.47% 11.72%
EPS 2 5.660 4.760 6.620 5.440 7.970 10.28 11.52 13.21
Free Cash Flow 1 - - - - 4,005 5,616 5,715 -
FCF margin - - - - 16.33% 21.1% 20.31% -
FCF Conversion (EBITDA) - - - - 96.34% 121.14% 115.35% -
FCF Conversion (Net income) - - - - 161.3% 184.48% 176.98% -
Dividend per Share 2 1.225 1.300 1.435 1.580 1.750 1.923 1.999 2.084
Announcement Date 2/3/20 2/4/21 2/3/22 2/2/23 2/1/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 5,816 5,393 5,373 5,580 6,016 5,910 6,049 6,168 6,400 6,419 6,621 6,704 6,847 6,901 6,983
EBITDA - - - - - - - - - - - - - - -
EBIT 1 930 761 956 655 997 712 780 942 1,213 910 996.1 1,040 1,032 - -
Operating Margin 15.99% 14.11% 17.79% 11.74% 16.57% 12.05% 12.89% 15.27% 18.95% 14.18% 15.04% 15.51% 15.08% - -
Earnings before Tax (EBT) 1 900 543 552 431 732 653 672 813 950 911 687 742 835 876 803.5
Net income 1 724 440 437 333 584 530 542 645 766 748 751.6 752.2 758.6 776.2 791.3
Net margin 12.45% 8.16% 8.13% 5.97% 9.71% 8.97% 8.96% 10.46% 11.97% 11.65% 11.35% 11.22% 11.08% 11.25% 11.33%
EPS 2 2.100 1.300 1.320 1.020 1.810 1.660 1.730 2.090 2.510 2.470 2.511 2.564 2.667 2.743 2.859
Dividend per Share 2 0.3850 0.3850 0.3850 0.3850 0.4250 0.4250 0.4250 0.4250 0.4750 - 0.4596 0.4638 0.4902 0.4800 0.4800
Announcement Date 2/3/22 4/28/22 7/28/22 10/27/22 2/2/23 4/27/23 7/27/23 10/26/23 2/1/24 4/25/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt 1 4,663 4,201 4,739 - 4,236 4,697 4,696 4,697
Net Cash position 1 - - - - - - - -
Leverage (Debt/EBITDA) - - - - 1.019 x 1.013 x 0.9479 x -
Free Cash Flow 1 - - - - 4,005 5,616 5,715 -
ROE (net income / shareholders' equity) 13.6% 12% 12% 14.4% 15.8% 16.9% 16.7% 16.6%
ROA (Net income/ Total Assets) - - 2.89% 13.3% 13% - 20.2% -
Assets 1 - - 81,088 13,489 19,100 - 15,986 -
Book Value Per Share 2 43.90 50.40 51.40 41.50 49.40 55.10 63.10 72.20
Cash Flow per Share - 10.70 11.60 12.20 - - - -
Capex 1 - - - - 215 207 216 -
Capex / Sales - - - - 0.88% 0.78% 0.77% -
Announcement Date 2/3/20 2/4/21 2/3/22 2/2/23 2/1/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Hartford Financial Services Group (The), Inc.

Trading Rating
Investor Rating
ESG Refinitiv
A-
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
20
Last Close Price
95.3 USD
Average target price
108.7 USD
Spread / Average Target
+14.07%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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