Financials HMN Financial, Inc.

Equities

HMNF

US40424G1085

Banks

Market Closed - Nasdaq 04:30:00 2024-04-26 pm EDT 5-day change 1st Jan Change
19.7 USD -0.96% Intraday chart for HMN Financial, Inc. -0.25% -14.35%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 94.64 96.91 79.63 108.8 92.25 100.1
Enterprise Value (EV) 1 73.94 56.56 -3.401 15.05 56.52 102.5
P/E ratio 11.5 x 12.5 x 7.75 x 8.2 x 11.7 x 16.8 x
Yield - - - - 1.12% 1.3%
Capitalization / Revenue 2.59 x 2.54 x 1.93 x 2.34 x 2.3 x 2.61 x
EV / Revenue 2.03 x 1.48 x -0.08 x 0.32 x 1.41 x 2.67 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.09 x 1.05 x 0.76 x 0.99 x 0.95 x 0.93 x
Nbr of stocks (in thousands) 4,824 4,613 4,630 4,410 4,323 4,354
Reference price 2 19.62 21.01 17.20 24.67 21.34 23.00
Announcement Date 3/8/19 3/6/20 3/5/21 3/4/22 3/3/23 3/15/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 36.51 38.22 41.36 46.59 40.07 38.32
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 11.12 11.12 14.37 18.93 11.27 8.553
Net income 1 8.236 7.793 10.3 13.56 8.045 6.005
Net margin 22.56% 20.39% 24.91% 29.11% 20.08% 15.67%
EPS 2 1.710 1.680 2.220 3.010 1.830 1.370
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - 0.2400 0.3000
Announcement Date 3/8/19 3/6/20 3/5/21 3/4/22 3/3/23 3/15/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - 2.36
Net Cash position 1 20.7 40.4 83 93.8 35.7 -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 10% 8.87% 10.5% 12.7% 7.76% 5.86%
ROA (Net income/ Total Assets) 1.15% 1.05% 1.22% 1.37% 0.74% 0.55%
Assets 1 717.5 745 843.7 989.6 1,083 1,102
Book Value Per Share 2 18.10 20.00 22.50 25.00 22.40 24.80
Cash Flow per Share 2 4.500 9.570 18.80 21.40 8.340 2.560
Capex 1 2.5 2.23 0.73 8.31 0.34 0.69
Capex / Sales 6.84% 5.84% 1.77% 17.83% 0.85% 1.8%
Announcement Date 3/8/19 3/6/20 3/5/21 3/4/22 3/3/23 3/15/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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