Financials Home Bancorp, Inc.

Equities

HBCP

US43689E1073

Banks

Market Closed - Nasdaq 04:00:00 2024-04-29 pm EDT 5-day change 1st Jan Change
35.57 USD -0.03% Intraday chart for Home Bancorp, Inc. +1.19% -15.33%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 363.5 245.1 353.8 331.5 342.3 289.6 -
Enterprise Value (EV) 1 363.5 245.1 353.8 331.5 342.3 289.6 289.6
P/E ratio 12.8 x 9.75 x 7.19 x 9.53 x 8.42 x 8.63 x 8.16 x
Yield 2.14% 3.14% 2.19% 2.32% 2.38% 2.81% 2.85%
Capitalization / Revenue 4.23 x 2.66 x 3.5 x 2.81 x 2.84 x 2.49 x 2.32 x
EV / Revenue 4.23 x 2.66 x 3.5 x 2.81 x 2.84 x 2.49 x 2.32 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.15 x 0.76 x 1.01 x 1.01 x 0.93 x 0.75 x 0.71 x
Nbr of stocks (in thousands) 9,276 8,755 8,524 8,282 8,148 8,140 -
Reference price 2 39.19 27.99 41.51 40.03 42.01 35.57 35.57
Announcement Date 1/28/20 1/26/21 1/25/22 1/24/23 1/22/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 86 92.21 101 118 120.7 116.4 124.8
EBITDA - - - - - - -
EBIT 1 36.81 43.54 46.74 49.99 52.49 44.9 49.1
Operating Margin 42.8% 47.21% 46.29% 42.36% 43.49% 38.57% 39.33%
Earnings before Tax (EBT) 1 33.79 30.81 60.44 42.5 50.15 40.97 42.27
Net income 1 27.93 24.76 48.62 34.07 40.24 32.9 33.93
Net margin 32.48% 26.86% 48.14% 28.87% 33.34% 28.26% 27.18%
EPS 2 3.050 2.870 5.770 4.200 4.990 4.123 4.357
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.8400 0.8800 0.9100 0.9300 1.000 1.000 1.013
Announcement Date 1/28/20 1/26/21 1/25/22 1/24/23 1/22/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 27.13 24.65 23.51 29.24 31.98 33.28 31.6 30.31 29.51 29.28 28.9 28.55 29.3 29.65 29.8
EBITDA - - - - - - - - - - - - - - -
EBIT 1 16.09 6.633 8.657 11.16 14.73 15.44 14.97 12.8 12.57 12.16 11.58 10.7 11.3 11.2 -
Operating Margin 59.28% 26.91% 36.83% 38.17% 46.06% 46.4% 47.37% 42.22% 42.6% 41.51% 40.07% 37.48% 38.57% 37.77% -
Earnings before Tax (EBT) 1 18.47 12.82 5.442 10.57 13.03 13.46 14.15 12.28 12.22 11.49 11.44 9.767 9.867 9.9 9.7
Net income 1 15.06 10.24 4.401 8.461 10.43 10.78 11.32 9.781 9.754 9.385 9.199 7.867 7.933 7.933 7.8
Net margin 55.5% 41.53% 18.72% 28.94% 32.63% 32.38% 35.83% 32.27% 33.05% 32.05% 31.83% 27.55% 27.08% 26.76% 26.17%
EPS 2 1.790 1.230 0.5300 1.030 1.280 1.320 1.390 1.210 1.220 1.170 1.140 0.9800 0.9967 1.003 0.9867
Dividend per Share 2 0.2300 0.2300 0.2300 0.2300 0.2300 0.2400 0.2500 0.2500 0.2500 0.2500 0.2500 0.2500 0.2500 0.2500 0.2550
Announcement Date 10/26/21 1/25/22 4/26/22 7/26/22 10/18/22 1/24/23 4/18/23 7/17/23 10/18/23 1/22/24 4/17/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 9% 7.76% 14.4% 9.99% 11.6% 8.5% 8.65%
ROA (Net income/ Total Assets) 1.28% 1.03% 1.76% 1.11% 1.23% 0.97% 0.97%
Assets 1 2,177 2,396 2,765 3,083 3,272 3,380 3,510
Book Value Per Share 2 34.20 36.80 41.30 39.80 45.00 47.30 50.20
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/28/20 1/26/21 1/25/22 1/24/23 1/22/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C-
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
3
Last Close Price
35.57 USD
Average target price
43.5 USD
Spread / Average Target
+22.29%
Consensus
  1. Stock Market
  2. Equities
  3. HBCP Stock
  4. Financials Home Bancorp, Inc.