Financials HomeStreet, Inc.

Equities

HMST

US43785V1026

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
12.05 USD -1.47% Intraday chart for HomeStreet, Inc. -4.97% +16.99%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 830 735.3 1,044 516.4 193.7 227.2 -
Enterprise Value (EV) 1 830 735.3 1,044 516.4 193.7 227.2 227.2
P/E ratio 42.5 x 9.73 x 9.52 x 7.9 x -7.05 x -689 x 12.9 x
Yield 0.44% 1.78% 1.92% 5.08% - 3.32% 1.83%
Capitalization / Revenue 3.15 x 2.05 x 3.01 x 1.81 x 0.93 x 1.16 x 1.03 x
EV / Revenue 3.15 x 2.05 x 3.01 x 1.81 x 0.93 x 1.16 x 1.03 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.2 x 1.02 x 1.46 x 0.92 x 0.36 x 0.42 x 0.41 x
Nbr of stocks (in thousands) 24,411 21,788 20,085 18,723 18,810 18,858 -
Reference price 2 34.00 33.75 52.00 27.58 10.30 12.05 12.05
Announcement Date 1/27/20 1/25/21 1/24/22 1/27/23 1/29/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 263.8 358 347 284.9 208.7 195.3 221.6
EBITDA - - - - - - -
EBIT 1 56.27 133.6 131.7 84.66 -33.2 8 25
Operating Margin 21.33% 37.33% 37.95% 29.72% -15.91% 4.1% 11.28%
Earnings before Tax (EBT) 1 48.71 101.9 146.7 84.66 -32.76 2.067 23.5
Net income 1 19.22 79.99 115.4 66.54 -27.51 -0.2685 17.59
Net margin 7.28% 22.34% 33.26% 23.36% -13.18% -0.14% 7.94%
EPS 2 0.8000 3.470 5.460 3.490 -1.460 -0.0175 0.9350
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.1500 0.6000 1.000 1.400 - 0.4000 0.2200
Announcement Date 1/27/20 1/25/21 1/24/22 1/27/23 1/29/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 81.78 85.7 70.1 73.07 76.34 65.36 59.57 53.79 49.38 45.94 46.76 48.02 49.35 51.22 51.55
EBITDA - - - - - - - - - - - - - - -
EBIT 1 29.83 31.73 15.63 22.43 26.45 14.94 7.075 2.863 0.287 -3.566 -3 - 4 7 5
Operating Margin 36.48% 37.03% 22.3% 30.7% 34.65% 22.86% 11.88% 5.32% 0.58% -7.76% -6.42% - 8.11% 13.67% 9.7%
Earnings before Tax (EBT) 1 34.83 37.73 24.63 22.43 26.45 11.15 6.482 -36.62 1.397 -4.011 -2.644 -0.3777 1.502 3.547 3
Net income 1 27.17 29.43 19.95 17.72 20.37 8.501 5.058 -31.44 2.295 -3.419 -2.325 -0.86 0.6067 2.147 1.9
Net margin 33.22% 34.34% 28.46% 24.25% 26.68% 13.01% 8.49% -58.46% 4.65% -7.44% -4.97% -1.79% 1.23% 4.19% 3.69%
EPS 2 1.310 1.430 1.010 0.9400 1.080 0.4500 0.2700 -1.670 0.1200 -0.1800 -0.1225 -0.0400 0.0333 0.1200 0.1100
Dividend per Share 2 0.2500 0.2500 0.3500 0.3500 0.3500 0.3500 0.3500 0.1000 0.1000 - 0.1000 - - - 0.0550
Announcement Date 10/25/21 1/24/22 4/25/22 7/25/22 10/24/22 1/27/23 4/24/23 7/28/23 10/30/23 1/29/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 2.43% 11.3% 15.9% 10.8% -5% -0.06% 3.22%
ROA (Net income/ Total Assets) 0.25% 1.1% 1.58% 0.79% 0.09% 0.01% 0.19%
Assets 1 7,688 7,272 7,305 8,423 -30,564 -2,685 9,379
Book Value Per Share 2 28.50 32.90 35.60 30.00 28.60 28.60 29.60
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/27/20 1/25/21 1/24/22 1/27/23 1/29/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
4
Last Close Price
12.05 USD
Average target price
15.75 USD
Spread / Average Target
+30.71%
Consensus
  1. Stock Market
  2. Equities
  3. HMST Stock
  4. Financials HomeStreet, Inc.