Financials IFS Capital Limited

Equities

I49

SG1A35000706

Consumer Lending

Market Closed - Singapore S.E. 03:51:29 2024-04-29 am EDT 5-day change 1st Jan Change
0.111 SGD -5.13% Intraday chart for IFS Capital Limited -8.26% -13.28%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 78.95 86.47 69.55 69.93 64.67 48.12
Enterprise Value (EV) 1 301.1 302.7 260.6 121.6 176.5 263.1
P/E ratio 4.39 x 9.21 x 88.1 x 8.82 x 21.2 x 14.1 x
Yield 2.62% 3.39% 1.08% 4.19% 2.62% 3.91%
Capitalization / Revenue 2.17 x 1.9 x 2.24 x 1.8 x 2.08 x 1.27 x
EV / Revenue 8.27 x 6.66 x 8.39 x 3.12 x 5.67 x 6.96 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.47 x 0.48 x 0.4 x 0.39 x 0.37 x 0.27 x
Nbr of stocks (in thousands) 375,970 375,970 375,970 375,970 375,970 375,970
Reference price 2 0.2100 0.2300 0.1850 0.1860 0.1720 0.1280
Announcement Date 4/11/19 4/14/20 4/6/21 4/3/22 4/2/23 4/10/24
1SGD in Million2SGD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 36.42 45.46 31.04 38.94 31.1 37.82
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 22.59 16.34 2.537 12.69 6.427 7.138
Net income 1 17.99 9.388 0.795 7.951 3.059 3.439
Net margin 49.39% 20.65% 2.56% 20.42% 9.83% 9.09%
EPS 2 0.0478 0.0250 0.002099 0.0211 0.008099 0.009100
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.005500 0.007800 0.002000 0.007800 0.004500 0.005000
Announcement Date 4/11/19 4/14/20 4/6/21 4/3/22 4/2/23 4/10/24
1SGD in Million2SGD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 222 216 191 51.7 112 215
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 11.3% 6.35% 1.21% 4.95% 2.46% 2.67%
ROA (Net income/ Total Assets) 4.33% 2.39% 0.48% 2.19% 1.21% 1.2%
Assets 1 415.4 392.1 166 363.7 251.8 287.3
Book Value Per Share 2 0.4500 0.4800 0.4700 0.4800 0.4700 0.4700
Cash Flow per Share 2 0.1300 0.1000 0.1400 0.3000 0.1400 0.1200
Capex 1 0.5 0.13 0.18 0.06 0.08 0.18
Capex / Sales 1.36% 0.29% 0.58% 0.16% 0.27% 0.47%
Announcement Date 4/11/19 4/14/20 4/6/21 4/3/22 4/2/23 4/10/24
1SGD in Million2SGD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Annual profits - Rate of surprise

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