Market Closed -
Nyse
04:00:02 2024-04-26 pm EDT
|
5-day change
|
1st Jan Change
|
51.66
USD
|
-4.86%
|
|
-3.67%
|
+38.46%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Capitalization
1 |
2,697
|
2,890
|
2,938
|
1,894
|
2,066
|
2,860
|
-
|
Enterprise Value (EV)
1 |
2,697
|
2,890
|
2,938
|
1,894
|
2,066
|
2,860
|
2,860
|
P/E ratio
|
8.43
x
|
7.71
x
|
11.8
x
|
-3.69
x
|
21.4
x
|
17.8
x
|
13.2
x
|
Yield
|
5.16%
|
4.83%
|
4.77%
|
5.57%
|
-
|
2.46%
|
2.46%
|
Capitalization / Revenue
|
0.72
x
|
0.8
x
|
0.76
x
|
0.48
x
|
0.46
x
|
0.55
x
|
0.5
x
|
EV / Revenue
|
0.72
x
|
0.8
x
|
0.76
x
|
0.48
x
|
0.46
x
|
0.55
x
|
0.5
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
-
|
1.42
x
|
1.37
x
|
1.24
x
|
1.33
x
|
1.48
x
|
1.27
x
|
Nbr of stocks (in thousands)
|
55,355
|
55,358
|
55,371
|
55,371
|
55,371
|
55,371
|
-
|
Reference price
2 |
48.73
|
52.21
|
53.06
|
34.20
|
37.31
|
51.66
|
51.66
|
Announcement Date
|
2/10/20
|
2/16/21
|
2/15/22
|
2/14/23
|
2/13/24
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net sales
1 |
3,732
|
3,612
|
3,855
|
3,978
|
4,464
|
5,248
|
5,673
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
378.1
|
458.5
|
299.3
|
-670.7
|
99.43
|
203.6
|
273.6
|
Net income
1 |
320.1
|
374.6
|
247.9
|
-512.7
|
96.34
|
160.8
|
216.1
|
Net margin
|
8.58%
|
10.37%
|
6.43%
|
-12.89%
|
2.16%
|
3.06%
|
3.81%
|
EPS
2 |
5.780
|
6.770
|
4.480
|
-9.260
|
1.740
|
2.900
|
3.900
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
2.512
|
2.522
|
2.532
|
1.905
|
-
|
1.270
|
1.270
|
Announcement Date
|
2/10/20
|
2/16/21
|
2/15/22
|
2/14/23
|
2/13/24
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
---|
Net sales
1 |
1,015
|
932.7
|
1,011
|
1,017
|
1,034
|
915.8
|
1,010
|
1,083
|
1,207
|
1,132
|
1,227
|
1,330
|
1,406
|
1,286
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
-3.381
|
34.86
|
-253.1
|
-271.3
|
-128.9
|
-17.34
|
-62.08
|
-61.21
|
-15.23
|
237.9
|
10.78
|
52.56
|
69.97
|
70.29
|
Net income
1 |
1.288
|
30.47
|
-196.9
|
-210.7
|
-98.3
|
-6.77
|
-45.29
|
-41.54
|
-8.227
|
191.4
|
8.514
|
41.52
|
55.28
|
55.53
|
Net margin
|
0.13%
|
3.27%
|
-19.48%
|
-20.72%
|
-9.5%
|
-0.74%
|
-4.48%
|
-3.84%
|
-0.68%
|
16.91%
|
0.69%
|
3.12%
|
3.93%
|
4.32%
|
EPS
2 |
0.0200
|
0.5500
|
-3.560
|
-3.800
|
-1.780
|
-0.1200
|
-0.8200
|
-0.7500
|
-0.1500
|
3.460
|
0.1500
|
0.7500
|
1.000
|
1.000
|
Dividend per Share
2 |
0.6325
|
0.6350
|
0.6350
|
0.6350
|
0.3175
|
0.3175
|
0.3175
|
0.3175
|
0.3175
|
-
|
0.3200
|
0.3200
|
0.3200
|
0.3200
|
Announcement Date
|
11/2/21
|
2/15/22
|
5/3/22
|
8/2/22
|
11/1/22
|
2/14/23
|
5/2/23
|
8/1/23
|
10/31/23
|
2/13/24
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
8.43%
|
-
|
7.66%
|
-6.94%
|
1.08%
|
10.4%
|
11.2%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
-
|
36.70
|
38.70
|
27.50
|
28.00
|
34.90
|
40.60
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/10/20
|
2/16/21
|
2/15/22
|
2/14/23
|
2/13/24
|
-
|
-
|
Last Close Price
51.66
USD Average target price
55
USD Spread / Average Target +6.47% Consensus |
1st Jan change
|
Capi.
|
---|
| +38.46% | 2.86B | | +30.61% | 122B | | +8.19% | 28.53B | | -5.99% | 12.17B | | +0.56% | 10.1B | | +28.58% | 5.09B | | +12.31% | 750M | | -4.91% | 331M | | +11.32% | 196M | | +78.35% | 185M |
Insurance - Automobile
|