Financials National Western Life Group, Inc.

Equities

NWLI

US6385171029

Life & Health Insurance

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
488.3 USD +0.03% Intraday chart for National Western Life Group, Inc. +0.16% +1.09%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 1,093 1,058 750.6 779.7 1,022 1,756
Enterprise Value (EV) 1 962.7 805.3 170.4 66.42 727.4 1,274
P/E ratio 9.36 x 8.04 x 8.13 x 4.32 x 10.1 x 18.6 x
Yield 0.12% 0.12% 0.17% 0.17% 0.13% 0.07%
Capitalization / Revenue 1.98 x 1.29 x 1.09 x 0.95 x 1.83 x 2.5 x
EV / Revenue 1.75 x 0.98 x 0.25 x 0.08 x 1.3 x 1.81 x
EV / EBITDA 6.28 x 4.48 x 1.42 x 0.28 x 5.18 x 9.13 x
EV / FCF 10.9 x -389 x -0.1 x -0.08 x -2.24 x 3.24 x
FCF Yield 9.22% -0.26% -991% -1,201% -44.7% 30.8%
Price to Book 0.58 x 0.5 x 0.3 x 0.31 x 0.51 x 0.72 x
Nbr of stocks (in thousands) 3,636 3,636 3,636 3,636 3,636 3,636
Reference price 2 300.7 290.9 206.4 214.4 281.0 483.0
Announcement Date 3/1/19 2/28/20 3/16/21 3/10/22 3/15/23 2/29/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 551.6 819.2 690.5 824.1 558.4 703.4
EBITDA 1 153.3 179.7 119.8 240.3 140.4 139.6
EBIT 1 141.5 168.5 107.9 227.3 126 129.7
Operating Margin 25.65% 20.56% 15.62% 27.58% 22.57% 18.44%
Earnings before Tax (EBT) 1 141.5 165.2 112.1 227.3 126 129.7
Net income 1 116.8 131.6 92.31 180.7 101.1 94.43
Net margin 21.17% 16.07% 13.37% 21.92% 18.11% 13.43%
EPS 2 32.11 36.20 25.39 49.69 27.82 25.97
Free Cash Flow 1 88.72 -2.071 -1,689 -797.9 -324.9 393
FCF margin 16.08% -0.25% -244.54% -96.82% -58.18% 55.88%
FCF Conversion (EBITDA) 57.86% - - - - 281.58%
FCF Conversion (Net income) 75.99% - - - - 416.22%
Dividend per Share 2 0.3600 0.3600 0.3600 0.3600 0.3600 0.3600
Announcement Date 3/1/19 2/28/20 3/16/21 3/10/22 3/15/23 2/29/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 131 252 580 713 294 482
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 88.7 -2.07 -1,689 -798 -325 393
ROE (net income / shareholders' equity) 6.26% 6.53% 3.97% 7.11% 4.45% 4.08%
ROA (Net income/ Total Assets) 0.73% 0.86% 0.5% 0.98% 0.57% 0.65%
Assets 1 15,946 15,306 18,626 18,433 17,612 14,584
Book Value Per Share 2 523.0 585.0 698.0 698.0 552.0 671.0
Cash Flow per Share 2 36.30 69.70 160.0 197.0 81.20 133.0
Capex 1 3.14 2.84 12.1 9.98 1.59 5.56
Capex / Sales 0.57% 0.35% 1.75% 1.21% 0.29% 0.79%
Announcement Date 3/1/19 2/28/20 3/16/21 3/10/22 3/15/23 2/29/24
1USD in Million2USD
Estimates
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