Financials Oi Wah Pawnshop Credit Holdings Limited

Equities

1319

KYG6730A1040

Consumer Lending

Delayed Hong Kong S.E. 11:30:17 2024-05-02 pm EDT 5-day change 1st Jan Change
0.238 HKD 0.00% Intraday chart for Oi Wah Pawnshop Credit Holdings Limited +0.42% -2.46%

Valuation

Fiscal Period: February 2018 2019 2020 2021 2022 2023
Capitalization 1 668 550.9 581.5 570 474.5 491.4
Enterprise Value (EV) 1 1,289 1,115 1,011 586.9 436.1 440.1
P/E ratio 6.72 x 5.57 x 5.42 x 6.12 x 6.63 x 5.71 x
Yield 2.44% 5.47% 6.47% 4.92% 6.06% 7.02%
Capitalization / Revenue 3.67 x 3.09 x 3.15 x 3.53 x 3.43 x 3.12 x
EV / Revenue 7.07 x 6.26 x 5.47 x 3.63 x 3.15 x 2.79 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.85 x 0.67 x 0.65 x 0.6 x 0.48 x 0.48 x
Nbr of stocks (in thousands) 2,087,360 1,933,028 1,938,468 1,932,372 1,928,876 1,927,236
Reference price 2 0.3200 0.2850 0.3000 0.2950 0.2460 0.2550
Announcement Date 6/28/18 6/27/19 6/29/20 6/28/21 6/26/22 6/28/23
1HKD in Million2HKD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: February 2018 2019 2020 2021 2022 2023
Net sales 1 182.2 178.1 184.9 161.7 138.4 157.6
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 120.7 121.6 128.3 112.1 85.64 102.7
Net income 1 100.9 100.8 107.4 93.14 71.67 86.11
Net margin 55.4% 56.61% 58.09% 57.61% 51.79% 54.65%
EPS 2 0.0476 0.0511 0.0554 0.0482 0.0371 0.0447
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.007800 0.0156 0.0194 0.0145 0.0149 0.0179
Announcement Date 6/28/18 6/27/19 6/29/20 6/28/21 6/26/22 6/28/23
1HKD in Million2HKD
Estimates

Balance Sheet Analysis

Fiscal Period: February 2018 2019 2020 2021 2022 2023
Net Debt 1 621 564 430 16.9 - -
Net Cash position 1 - - - - 38.4 51.4
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 13.2% 12.5% 12.5% 10.1% 7.42% 8.56%
ROA (Net income/ Total Assets) 7.13% 6.94% 7.48% 7.04% 6.03% 7.46%
Assets 1 1,415 1,454 1,435 1,324 1,188 1,155
Book Value Per Share 2 0.3800 0.4200 0.4600 0.4900 0.5100 0.5300
Cash Flow per Share 2 0.0200 0.0200 0.0500 0.1300 0.1100 0.0800
Capex 1 0.01 1.88 0.27 0.05 0.82 1.23
Capex / Sales 0.01% 1.06% 0.14% 0.03% 0.59% 0.78%
Announcement Date 6/28/18 6/27/19 6/29/20 6/28/21 6/26/22 6/28/23
1HKD in Million2HKD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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