Financials Pacific Premier Bancorp, Inc.

Equities

PPBI

US69478X1054

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
21.98 USD -0.81% Intraday chart for Pacific Premier Bancorp, Inc. -1.30% -24.49%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 1,936 2,957 3,777 2,999 2,792 2,120 -
Enterprise Value (EV) 1 1,936 2,957 3,777 2,999 2,792 2,120 2,120
P/E ratio 12.5 x 41.8 x 11.2 x 10.6 x 93.9 x 12.2 x 11.5 x
Yield 2.7% 3.29% 3.22% 4.18% 4.53% 6.01% 6.2%
Capitalization / Revenue 4.01 x 4.58 x 5.01 x 3.82 x 6.19 x 3.21 x 3.1 x
EV / Revenue 4.01 x 4.58 x 5.01 x 3.82 x 6.19 x 3.21 x 3.1 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 0.96 x 1.08 x 1.31 x 1.07 x 0.97 x 0.72 x 0.71 x
Nbr of stocks (in thousands) 59,364 94,386 94,355 95,012 95,900 96,460 -
Reference price 2 32.60 31.33 40.03 31.56 29.11 21.98 21.98
Announcement Date 1/23/20 1/26/21 1/20/22 1/26/23 1/29/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 482.5 645.5 753.3 784.2 451.1 660.4 684
EBITDA - - - - - - -
EBIT 1 224.1 313.5 373 387.5 44.17 246.8 256.1
Operating Margin 46.45% 48.57% 49.52% 49.41% 9.79% 37.37% 37.44%
Earnings before Tax (EBT) 1 217.8 72.6 460.8 384.4 34.04 233.6 246.9
Net income 1 159.7 60.35 339.9 283.7 30.85 170.5 181.6
Net margin 33.1% 9.35% 45.12% 36.18% 6.84% 25.82% 26.55%
EPS 2 2.600 0.7500 3.580 2.980 0.3100 1.798 1.919
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.8800 1.030 1.290 1.320 1.320 1.322 1.362
Announcement Date 1/23/20 1/26/21 1/20/22 1/26/23 1/29/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 195 194.4 187.7 195 201.7 201.9 189.8 180.6 168.1 -87.4 170.9 162.7 165.4 165.5 166.5
EBITDA - - - - - - - - - - - - - - -
EBIT 1 98.94 97.16 90.08 95.98 100.8 102.7 88.44 79.99 65.91 -190.2 68.27 59.89 61.19 60.92 59.3
Operating Margin 50.74% 49.98% 47.99% 49.23% 49.98% 50.87% 46.6% 44.28% 39.21% 217.58% 39.95% 36.81% 36.99% 36.81% 35.61%
Earnings before Tax (EBT) 1 122.9 115.4 89.64 95.52 99.33 99.87 85.43 78.49 62 -191.9 64.42 55.45 56.73 56.43 57.24
Net income 1 90.09 84.83 66.9 69.8 73.36 73.67 62.56 57.64 46.03 -135.4 47.02 40.67 41.64 41.43 42.08
Net margin 46.2% 43.63% 35.64% 35.8% 36.38% 36.49% 32.96% 31.91% 27.38% 154.88% 27.52% 25% 25.17% 25.03% 25.27%
EPS 2 0.9500 0.8900 0.7000 0.7300 0.7700 0.7700 0.6600 0.6000 0.4800 -1.440 0.4900 0.4317 0.4400 0.4383 0.4457
Dividend per Share 2 0.3300 0.3300 0.3300 0.3300 0.3300 0.3300 0.3300 0.3300 0.3300 0.3300 0.3300 0.3300 0.3300 0.3317 0.3400
Announcement Date 10/21/21 1/20/22 4/26/22 7/21/22 10/20/22 1/26/23 4/27/23 7/27/23 10/24/23 1/29/24 4/24/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 8.02% 2.54% 12.1% 10.2% 7.61% 5.76% 5.96%
ROA (Net income/ Total Assets) 1.37% 0.38% 1.66% 1.33% 1.03% 0.89% 0.94%
Assets 1 11,632 15,756 20,415 21,392 2,995 19,158 19,322
Book Value Per Share 2 33.80 29.10 30.60 29.50 30.10 30.60 31.20
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/23/20 1/26/21 1/20/22 1/26/23 1/29/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
21.98 USD
Average target price
27 USD
Spread / Average Target
+22.84%
Consensus
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  4. Financials Pacific Premier Bancorp, Inc.