Financials Pacific Valley Bancorp

Equities

PVBK

US69503T1034

Banks

Market Closed - OTC Markets 03:43:29 2024-05-16 pm EDT 5-day change 1st Jan Change
8.15 USD +1.75% Intraday chart for Pacific Valley Bancorp +1.12% -4.63%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 31.29 32.37 36.74 31.31 43.55 47.87
Enterprise Value (EV) 1 -26.07 -34.64 -38.21 -81.86 -52.76 -50.05
P/E ratio 19.9 x 14.5 x 13.7 x 9.62 x 11.6 x 10 x
Yield - - - - - -
Capitalization / Revenue 2.67 x 2.7 x 2.89 x 2.17 x 2.61 x 2.36 x
EV / Revenue -2.23 x -2.89 x -3 x -5.69 x -3.16 x -2.47 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.03 x 1.08 x 1.03 x 0.8 x 1.01 x 1.11 x
Nbr of stocks (in thousands) 4,352 3,957 4,392 4,388 4,391 4,465
Reference price 2 7.190 8.182 8.364 7.136 9.918 10.72
Announcement Date 3/29/19 3/29/19 3/27/20 4/23/21 3/25/22 3/24/23
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 11.71 12 12.72 14.4 16.7 20.27
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 2.84 3.45 3.817 4.6 5.456 7.452
Net income 1 1.57 2.456 2.685 3.252 3.77 5.207
Net margin 13.41% 20.46% 21.11% 22.58% 22.58% 25.69%
EPS 2 0.3607 0.5636 0.6091 0.7419 0.8545 1.069
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 3/29/19 3/29/19 3/27/20 4/23/21 3/25/22 3/24/23
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 57.4 67 74.9 113 96.3 97.9
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) - 7.73% 7.79% 8.67% 9.18% 11.5%
ROA (Net income/ Total Assets) - 0.83% 0.8% 0.8% 0.78% 0.98%
Assets 1 - 297.2 335.9 407.9 482.3 529.3
Book Value Per Share 2 7.010 7.600 8.160 8.930 9.790 9.650
Cash Flow per Share 2 10.50 13.70 15.60 25.10 21.40 22.80
Capex 1 0.06 0.12 - 0.15 0.23 0.16
Capex / Sales 0.49% 1.02% - 1.07% 1.4% 0.78%
Announcement Date 3/29/19 3/29/19 3/27/20 4/23/21 3/25/22 3/24/23
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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