Financials Peoples Bancorp of North Carolina, Inc.

Equities

PEBK

US7105771072

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
28.99 USD +2.08% Intraday chart for Peoples Bancorp of North Carolina, Inc. +4.47% -6.30%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 146.6 194.2 133.2 156.2 183.6 171.5
Enterprise Value (EV) 1 190.9 198.5 16.78 -64.06 180.3 196.1
P/E ratio 11 x 13.9 x 11.8 x 10.5 x 11.4 x 11.2 x
Yield 2.13% 1.7% 2.61% 2.39% 2.21% 2.46%
Capitalization / Revenue 2.5 x 3.1 x 2.12 x 2.23 x 2.41 x 2.25 x
EV / Revenue 3.26 x 3.17 x 0.27 x -0.91 x 2.36 x 2.58 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.19 x 1.45 x 0.95 x 1.1 x 1.74 x 1.41 x
Nbr of stocks (in thousands) 5,995 5,912 5,788 5,662 5,638 5,542
Reference price 2 24.46 32.85 23.02 27.59 32.56 30.94
Announcement Date 3/14/19 3/13/20 3/19/21 3/18/22 3/17/23 3/7/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 58.58 62.72 62.78 70.06 76.32 76.07
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 16.01 17.2 13.85 18.93 20.3 19.92
Net income 1 13.38 14.07 11.36 15.13 16.12 15.55
Net margin 22.84% 22.43% 18.09% 21.6% 21.12% 20.44%
EPS 2 2.220 2.360 1.950 2.630 2.850 2.770
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.5200 0.5600 0.6000 0.6600 0.7200 0.7600
Announcement Date 3/14/19 3/13/20 3/19/21 3/18/22 3/17/23 3/7/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 44.3 4.31 - - - 24.6
Net Cash position 1 - - 116 220 3.26 -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 11.2% 10.9% 8.29% 10.7% 13% 13.7%
ROA (Net income/ Total Assets) 1.22% 1.25% 0.88% 1% 0.99% 0.95%
Assets 1 1,093 1,124 1,285 1,520 1,623 1,629
Book Value Per Share 2 20.60 22.70 24.20 25.10 18.70 21.90
Cash Flow per Share 2 5.750 6.630 27.90 49.00 12.70 14.90
Capex 1 1.74 2.84 2.49 0.48 4.56 1.95
Capex / Sales 2.97% 4.52% 3.97% 0.69% 5.98% 2.56%
Announcement Date 3/14/19 3/13/20 3/19/21 3/18/22 3/17/23 3/7/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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