Financials Peoples Financial Services Corp.

Equities

PFIS

US7110401053

Banks

Real-time Estimate Cboe BZX 01:52:54 2024-04-30 pm EDT 5-day change 1st Jan Change
37.62 USD -1.07% Intraday chart for Peoples Financial Services Corp. -3.06% -22.48%

Valuation

Fiscal Period: December 2021 2022 2023 2024 2025
Capitalization 1 377.9 371.3 342.9 268.3 -
Enterprise Value (EV) 1 377.9 371.3 342.9 268.3 268.3
P/E ratio 8.75 x 9.82 x 12.7 x 24.1 x 7.25 x
Yield - - 3.37% 5.94% 6.5%
Capitalization / Revenue - 3.45 x 3.4 x 1.91 x 1.6 x
EV / Revenue - 3.45 x 3.4 x 1.91 x 1.6 x
EV / EBITDA - - - - -
EV / FCF - - - - -
FCF Yield - - - - -
Price to Book - - 1.01 x 0.82 x 0.78 x
Nbr of stocks (in thousands) 7,173 7,163 7,041 7,057 -
Reference price 2 52.69 51.84 48.70 38.02 38.02
Announcement Date 1/31/22 1/26/23 1/25/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2021 2022 2023 2024 2025
Net sales 1 - 107.6 100.9 140.4 167.5
EBITDA - - - - -
EBIT 1 - - 33.07 45.25 60.7
Operating Margin - - 32.78% 32.24% 36.24%
Earnings before Tax (EBT) 1 - 45.37 32.5 16.5 62.65
Net income 1 43.52 38.09 27.38 14.05 52.2
Net margin - 35.4% 27.14% 10.01% 31.16%
EPS 2 6.020 5.280 3.830 1.575 5.245
Free Cash Flow - - - - -
FCF margin - - - - -
FCF Conversion (EBITDA) - - - - -
FCF Conversion (Net income) - - - - -
Dividend per Share 2 - - 1.640 2.260 2.470
Announcement Date 1/31/22 1/26/23 1/25/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 26.05 27.59 28.32 25.64 26.72 25.65 24.97 23.48 22.72 36.1 40.05 40.7 41
EBITDA - - - - - - - - - - - - -
EBIT 1 - - - - - - 7.915 5.886 5.614 12.8 15.1 16 16.2
Operating Margin - - - - - - 31.7% 25.06% 24.71% 35.46% 37.7% 39.31% 39.51%
Earnings before Tax (EBT) 1 11.46 11.14 11.93 10.83 8.968 11.24 8.081 4.217 3.944 -16.2 13.45 14.45 14.65
Net income 1 9.63 9.353 9.968 9.139 7.579 9.425 6.746 3.63 3.466 -13.5 11.2 12.05 12.05
Net margin 36.96% 33.9% 35.2% 35.64% 28.37% 36.75% 27.02% 15.46% 15.26% -37.4% 27.97% 29.61% 29.39%
EPS 2 1.330 1.300 1.380 1.270 1.050 1.310 0.9500 0.5100 0.4900 -1.355 1.130 1.210 1.210
Dividend per Share 2 - - - - - - 0.4100 0.4100 0.4100 0.6200 0.6200 0.6200 0.6200
Announcement Date 4/26/22 7/21/22 10/20/22 1/26/23 4/27/23 7/25/23 10/30/23 1/25/24 4/25/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2021 2022 2023 2024 2025
Net Debt - - - - -
Net Cash position - - - - -
Leverage (Debt/EBITDA) - - - - -
Free Cash Flow - - - - -
ROE (net income / shareholders' equity) - 12.4% 8.76% 3.2% 10.7%
ROA (Net income/ Total Assets) - 1.16% 0.78% 0.7% 0.96%
Assets 1 - 3,284 3,510 2,022 5,438
Book Value Per Share 2 - - 48.40 46.40 49.00
Cash Flow per Share - - - - -
Capex - - - - -
Capex / Sales - - - - -
Announcement Date 1/31/22 1/26/23 1/25/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
2
Last Close Price
38.02 USD
Average target price
49 USD
Spread / Average Target
+28.88%
Consensus
  1. Stock Market
  2. Equities
  3. PFIS Stock
  4. Financials Peoples Financial Services Corp.