Financials Personal Group Holdings Plc

Equities

PGH

GB0002760279

Life & Health Insurance

Market Closed - London S.E. 11:35:00 2024-04-26 am EDT 5-day change 1st Jan Change
168 GBX +3.38% Intraday chart for Personal Group Holdings Plc +4.67% -9.19%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024
Capitalization 1 104.3 64.13 101.2 61.07 57.65 52.33
Enterprise Value (EV) 1 104.3 64.13 80.89 44.12 40.15 52.33
P/E ratio 11.8 x 9.32 x 28.3 x -8.45 x 13.7 x -
Yield - - 3.26% 5.41% 6.32% 7.32%
Capitalization / Revenue - 0.9 x 1.36 x 0.7 x 1.16 x 0.95 x
EV / Revenue - 0.9 x 1.36 x 0.7 x 1.16 x 0.95 x
EV / EBITDA - - 16.6 x 10.2 x 7.09 x 5.51 x
EV / FCF - - - - 12.9 x 8.58 x
FCF Yield - - - - 7.77% 11.7%
Price to Book - - - - - -
Nbr of stocks (in thousands) 31,128 31,132 31,132 31,160 31,160 31,149
Reference price 2 3.350 2.060 3.250 1.960 1.850 1.680
Announcement Date 4/21/20 3/23/21 3/29/22 3/28/23 3/19/24 -
1GBP in Million2GBP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024
Net sales 1 - 71.52 74.51 86.66 49.67 55.1
EBITDA 1 - - 6.094 6.01 8.126 9.5
EBIT 1 - - 4.543 4.172 6.221 6.7
Operating Margin - - 6.1% 4.81% 12.53% 12.16%
Earnings before Tax (EBT) 1 - - 4.342 -6.76 5.334 6.2
Net income 8.838 - 3.597 -7.253 4.324 -
Net margin - - 4.83% -8.37% 8.71% -
EPS 0.2840 0.2210 0.1150 -0.2320 0.1350 -
Free Cash Flow 1 - - - - 4.481 6.1
FCF margin - - - - 9.02% 11.07%
FCF Conversion (EBITDA) - - - - 55.14% 64.21%
FCF Conversion (Net income) - - - - 103.63% -
Dividend per Share 2 - - 0.1060 0.1060 0.1170 0.1230
Announcement Date 4/21/20 3/23/21 3/29/22 3/28/23 3/19/24 -
1GBP in Million2GBP
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024
Net Debt - - - - - -
Net Cash position - - 20.3 17 17.5 -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 - - - - 4.48 6.1
ROE (net income / shareholders' equity) - - - - 13.7% -
ROA (Net income/ Total Assets) - - - - - -
Assets - - - - - -
Book Value Per Share - - - - - -
Cash Flow per Share - - - - - -
Capex 1 - - 1.27 1.53 2.2 1.4
Capex / Sales - - 1.71% 1.76% 4.42% 2.54%
Announcement Date 4/21/20 3/23/21 3/29/22 3/28/23 3/19/24 -
1GBP in Million
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Annual profits - Rate of surprise

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