POZAVAROVALNICA SAVA, D.D. |
End-of-day quote
Other stock markets
|
5-day change | 1st Jan Change | ||
| 29.8 EUR | -0.67% |
|
-0.67% | +6.43% |
Valuation
| Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Capitalization 1 | 237.1 | 279 | 286.7 | 432.4 | 347.1 | 433.9 |
| Enterprise Value (EV) 1 | 172.5 | 270.4 | 286.3 | 425.8 | 336.3 | 467.9 |
| P/E ratio | 5.54 x | 5.59 x | 5.1 x | 5.68 x | 5.1 x | 6.73 x |
| Yield | 6.21% | - | 4.59% | 5.38% | 7.14% | 6.25% |
| Capitalization / Revenue | 0.43 x | 0.46 x | 0.42 x | 0.54 x | 0.49 x | 0.59 x |
| EV / Revenue | 0.31 x | 0.44 x | 0.42 x | 0.53 x | 0.47 x | 0.64 x |
| EV / EBITDA | 2.44 x | 4.42 x | 3.58 x | 4.11 x | 3.26 x | 5.41 x |
| EV / FCF | 4.52 x | 5.32 x | 3.29 x | 5.01 x | 6.66 x | -6.38 x |
| FCF Yield | 22.1% | 18.8% | 30.4% | 20% | 15% | -15.7% |
| Price to Book | 0.7 x | 0.73 x | 0.62 x | 0.86 x | 0.84 x | 0.74 x |
| Nbr of stocks (in thousands) | 15,498 | 15,498 | 15,498 | 15,498 | 15,498 | 15,498 |
| Reference price 2 | 15.30 | 18.00 | 18.50 | 27.90 | 22.40 | 28.00 |
| Announcement Date | 4/4/19 | 3/26/20 | 4/8/21 | 4/26/22 | 3/23/23 | 4/5/24 |
1EUR in Million2EUR
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Net sales 1 | 548.9 | 610.1 | 689 | 803.2 | 715.3 | 733.1 |
| EBITDA 1 | 70.78 | 61.21 | 80.07 | 103.5 | 103.2 | 86.44 |
| EBIT 1 | 66.4 | 56.64 | 73.46 | 96.62 | 97.17 | 79.98 |
| Operating Margin | 12.1% | 9.28% | 10.66% | 12.03% | 13.58% | 10.91% |
| Earnings before Tax (EBT) 1 | 55.26 | 60.74 | 67.75 | 93.54 | 83.98 | 79.26 |
| Net income 1 | 42.79 | 49.98 | 56.22 | 76.07 | 68.02 | 64.46 |
| Net margin | 7.8% | 8.19% | 8.16% | 9.47% | 9.51% | 8.79% |
| EPS 2 | 2.760 | 3.220 | 3.628 | 4.909 | 4.389 | 4.160 |
| Free Cash Flow 1 | 38.11 | 50.82 | 87.05 | 85.03 | 50.46 | -73.33 |
| FCF margin | 6.94% | 8.33% | 12.63% | 10.59% | 7.05% | -10% |
| FCF Conversion (EBITDA) | 53.85% | 83.03% | 108.71% | 82.13% | 48.91% | - |
| FCF Conversion (Net income) | 89.07% | 101.68% | 154.83% | 111.78% | 74.18% | - |
| Dividend per Share 2 | 0.9500 | - | 0.8500 | 1.500 | 1.600 | 1.750 |
| Announcement Date | 4/4/19 | 3/26/20 | 4/8/21 | 4/26/22 | 3/23/23 | 4/5/24 |
1EUR in Million2EUR
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Net Debt 1 | - | - | - | - | - | 34 |
| Net Cash position 1 | 64.7 | 8.53 | 0.4 | 6.56 | 10.9 | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | 0.3934 x |
| Free Cash Flow 1 | 38.1 | 50.8 | 87 | 85 | 50.5 | -73.3 |
| ROE (net income / shareholders' equity) | 13.1% | 13.8% | 13.3% | 15.8% | 14.9% | 11.5% |
| ROA (Net income/ Total Assets) | 2.43% | 1.97% | 2.11% | 2.36% | 2.34% | 2.05% |
| Assets 1 | 1,760 | 2,536 | 2,665 | 3,229 | 2,908 | 3,147 |
| Book Value Per Share 2 | 21.90 | 24.80 | 29.70 | 32.50 | 26.60 | 37.70 |
| Cash Flow per Share 2 | 4.170 | 6.050 | 5.390 | 5.720 | 6.020 | 3.260 |
| Capex 1 | 2.76 | 7.85 | 5.86 | 11.2 | 14.9 | 4.89 |
| Capex / Sales | 0.5% | 1.29% | 0.85% | 1.4% | 2.08% | 0.67% |
| Announcement Date | 4/4/19 | 3/26/20 | 4/8/21 | 4/26/22 | 3/23/23 | 4/5/24 |
1EUR in Million2EUR
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
Sell
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
29.8
EUR
Average target price
26.9
EUR
Spread / Average Target
-9.73%
Annual profits - Rate of surprise
| 1st Jan change | Capi. | |
|---|---|---|
| +6.43% | 493M | |
| +5.22% | 31.59B | |
| +10.73% | 7.18B | |
| +1.09% | 5.9B | |
| -2.06% | 4.23B | |
| +13.57% | 869M | |
| +17.35% | 664M | |
| +41.80% | 284M | |
| +2.67% | 151M | |
| +9.84% | 154M |
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- Financials Pozavarovalnica Sava, d.d.
