Financials Republic Financial Holdings Limited

Equities

RFHL

TTP8055N1094

Banks

End-of-day quote Trinidad and Tobago S.E. 06:00:00 2024-05-15 pm EDT 5-day change 1st Jan Change
117.8 TTD -0.15% Intraday chart for Republic Financial Holdings Limited -0.13% -4.00%

Valuation

Fiscal Period: September 2018 2019 2020 2021 2022 2023
Capitalization 1 16,852 19,809 23,131 22,257 22,894 19,804
Enterprise Value (EV) 1 14,122 15,954 14,717 11,102 16,206 14,625
P/E ratio 12.7 x 12.5 x 25.6 x 17 x 15 x 11.3 x
Yield 4.24% 3.69% 1.9% 2.93% 3.21% 4.3%
Capitalization / Revenue 3.63 x 3.54 x 4.55 x 4.08 x 3.89 x 2.99 x
EV / Revenue 3.04 x 2.85 x 2.9 x 2.04 x 2.75 x 2.21 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.77 x 1.92 x 2.24 x 1.9 x 1.86 x 1.52 x
Nbr of stocks (in thousands) 162,527 162,637 162,895 163,282 163,519 163,640
Reference price 2 103.7 121.8 142.0 136.3 140.0 121.0
Announcement Date 11/8/18 11/22/19 11/16/20 11/5/21 11/23/22 11/3/23
1TTD in Million2TTD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: September 2018 2019 2020 2021 2022 2023
Net sales 1 4,647 5,603 5,078 5,454 5,884 6,626
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 1,922 2,670 1,461 1,945 2,335 2,599
Net income 1 1,323 1,581 904.1 1,308 1,526 1,750
Net margin 28.46% 28.22% 17.8% 23.98% 25.93% 26.41%
EPS 2 8.160 9.730 5.540 8.020 9.330 10.74
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 4.400 4.500 2.700 4.000 4.500 5.200
Announcement Date 11/8/18 11/22/19 11/16/20 11/5/21 11/23/22 11/3/23
1TTD in Million2TTD
Estimates

Balance Sheet Analysis

Fiscal Period: September 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 2,731 3,855 8,414 11,155 6,688 5,179
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 13.8% 16.1% 8.89% 11.9% 12.8% 14%
ROA (Net income/ Total Assets) 2% 2.17% 1.05% 1.35% 1.53% 1.73%
Assets 1 66,014 72,782 86,422 96,628 99,751 101,408
Book Value Per Share 2 58.60 63.30 63.40 71.90 75.10 79.50
Cash Flow per Share 2 48.30 78.50 106.0 111.0 83.10 67.00
Capex 1 354 368 425 421 410 394
Capex / Sales 7.61% 6.57% 8.37% 7.72% 6.96% 5.95%
Announcement Date 11/8/18 11/22/19 11/16/20 11/5/21 11/23/22 11/3/23
1TTD in Million2TTD
Estimates
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  4. Financials Republic Financial Holdings Limited
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