Financials Riverview Bancorp, Inc.

Equities

RVSB

US7693971001

Banks

Market Closed - Nasdaq 04:00:00 2024-04-29 pm EDT 5-day change 1st Jan Change
3.75 USD -15.73% Intraday chart for Riverview Bancorp, Inc. -12.99% -41.41%

Valuation

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 165.3 114 154.9 167.4 114.8 93.94 - -
Enterprise Value (EV) 1 165.3 114 154.9 167.4 114.8 99.64 93.94 93.94
P/E ratio 9.62 x 7.26 x 14.7 x 7.7 x 6.43 x 26.2 x 17.8 x 9.89 x
Yield 2.05% 3.79% 2.89% 2.85% 4.49% 5.39% 5.39% 5.39%
Capitalization / Revenue 2.84 x 1.96 x 2.76 x 2.77 x 1.8 x 2.06 x 1.85 x 1.64 x
EV / Revenue 2.84 x 1.96 x 2.76 x 2.77 x 1.8 x 2.06 x 1.85 x 1.64 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.24 x 0.76 x 1.02 x 1.06 x 0.73 x 0.6 x 0.61 x 0.59 x
Nbr of stocks (in thousands) 22,608 22,748 22,345 22,177 21,496 21,111 - -
Reference price 2 7.310 5.010 6.930 7.550 5.340 4.450 4.450 4.450
Announcement Date 4/30/19 5/8/20 4/29/21 4/28/22 4/27/23 4/25/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 58.16 58.09 56.01 60.37 63.8 48.33 50.9 57.3
EBITDA - - - - - - - -
EBIT 1 - - - - 24.43 4.601 7.8 13.4
Operating Margin - - - - 38.29% 9.52% 15.32% 23.39%
Earnings before Tax (EBT) 1 22.41 20.58 13.45 - 23.68 4.601 6.7 12.2
Net income 1 17.27 15.75 10.47 21.82 18.07 3.799 5.3 9.7
Net margin 29.69% 27.11% 18.7% 36.14% 28.32% 7.86% 10.41% 16.93%
EPS 2 0.7600 0.6900 0.4700 0.9800 0.8300 0.1800 0.2500 0.4500
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.1500 0.1900 0.2000 0.2150 0.2400 0.2400 0.2400 0.2400
Announcement Date 4/30/19 5/8/20 4/29/21 4/28/22 4/27/23 4/25/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: März 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2 2025 Q3 2025 Q4
Net sales 1 15.45 15.18 14.87 15.79 16.56 16.66 14.78 13.64 13.26 12.38 9.046 12.2 12.6 13 13.2
EBITDA - - - - - - - - - - - - - - -
EBIT 1 - - - 6.018 6.761 6.815 4.835 3.666 3.169 1.829 -4.063 1.5 1.8 2.2 2.2
Operating Margin - - - 38.12% 40.81% 40.9% 32.7% 26.87% 23.9% 14.77% -44.91% 12.3% 14.29% 16.92% 16.67%
Earnings before Tax (EBT) 1 8.363 7.171 5.407 6.018 6.761 6.815 4.085 3.666 3.169 1.829 -4.063 1.5 1.6 1.8 1.9
Net income 1 6.43 5.51 4.125 4.652 5.194 5.24 2.983 2.843 2.472 1.452 -2.968 1.2 1.2 1.4 1.5
Net margin 41.62% 36.31% 27.74% 29.47% 31.36% 31.45% 20.18% 20.84% 18.65% 11.73% -32.81% 9.84% 9.52% 10.77% 11.36%
EPS 2 0.2900 0.2500 0.1900 0.2100 0.2400 0.2400 0.1400 0.1300 0.1200 0.0700 -0.1400 0.0600 0.0600 0.0700 0.0700
Dividend per Share 2 0.0550 0.0550 0.0550 0.0600 0.0600 0.0600 0.0600 0.0600 0.0600 0.0600 0.0600 0.0600 0.0600 0.0600 0.0600
Announcement Date 10/28/21 1/27/22 4/28/22 7/28/22 10/27/22 1/26/23 4/27/23 7/27/23 10/26/23 1/25/24 4/25/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: März 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 13.9% 11% 6.91% 13.6% 11.7% 4.8% 3.4% 6.1%
ROA (Net income/ Total Assets) 1.51% 1.35% 0.74% 1.31% 1.08% 0.47% 0.34% 0.62%
Assets 1 1,143 1,167 1,415 1,666 1,673 1,596 1,559 1,565
Book Value Per Share 2 5.890 6.600 6.780 7.110 7.320 7.470 7.340 7.520
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 4/30/19 5/8/20 4/29/21 4/28/22 4/27/23 4/25/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C+
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
1
Last Close Price
4.45 USD
Average target price
5.25 USD
Spread / Average Target
+17.98%
Consensus
  1. Stock Market
  2. Equities
  3. RVSB Stock
  4. Financials Riverview Bancorp, Inc.