Financials Romerike Sparebank

Equities

LSTSB

NO0010808405

Banks

Market Closed - Oslo Bors 10:45:00 2024-05-28 am EDT 5-day change 1st Jan Change
117 NOK -1.66% Intraday chart for Romerike Sparebank -2.06% -1.68%

Valuation

Fiscal Period: December 2021 2022 2023 2024 2025 2026
Capitalization 1 177 351.7 337.5 331.8 - -
Enterprise Value (EV) 1 177 351.7 337.5 331.8 331.8 331.8
P/E ratio - 18.5 x 11.7 x 10.1 x 10.4 x 11 x
Yield 4.75% 5.4% - 7.44% 7.09% 6.75%
Capitalization / Revenue 0.84 x 1.3 x 0.84 x 0.76 x 0.76 x 0.76 x
EV / Revenue 0.84 x 1.3 x 0.84 x 0.76 x 0.76 x 0.76 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book - - - 0.88 x 0.86 x 0.85 x
Nbr of stocks (in thousands) 1,000 2,836 2,836 2,836 - -
Reference price 2 177.0 124.0 119.0 117.0 117.0 117.0
Announcement Date 2/15/22 2/16/23 2/15/24 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026
Net sales 1 - 210.6 270.2 401.5 435.6 438.8 438
EBITDA - - - - - - -
EBIT 1 - 123.2 131.5 204.2 254.5 253.6 248.8
Operating Margin - 58.48% 48.67% 50.85% 58.43% 57.79% 56.8%
Earnings before Tax (EBT) 1 86 137.4 146.1 203.2 260.5 264.2 262.8
Net income 1 69.8 108 118.7 158.1 205.6 209.2 208.6
Net margin - 51.26% 43.93% 39.38% 47.2% 47.68% 47.63%
EPS 2 - - 6.710 10.17 11.62 11.21 10.64
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - 8.400 6.700 - 8.700 8.300 7.900
Announcement Date 3/12/21 2/15/22 2/16/23 2/15/24 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 55.47 - 65.34 90.33 90.57 98.77 104.9 107.4 107.6 109.1 108.7 110.5
EBITDA - - - - - - - - - - - -
EBIT 1 28.07 - 33.61 40.4 46.91 63.38 54.26 53.61 59.65 70.9 61.7 62.4
Operating Margin 50.6% - 51.43% 44.72% 51.8% 64.16% 51.73% 49.94% 55.41% 64.99% 56.76% 56.47%
Earnings before Tax (EBT) 1 27.62 - 32.22 41.96 37.02 69.18 51.88 45.15 56.36 86.3 58.1 59.7
Net income 1 20.97 17.58 24.98 33.81 28.24 58.17 39.36 32.44 42.91 71.4 45 46.2
Net margin 37.8% - 38.23% 37.43% 31.18% 58.89% 37.52% 30.22% 39.86% 65.44% 41.4% 41.81%
EPS 2 - 1.810 1.390 2.150 1.740 5.350 2.390 2.430 2.580 4.290 2.710 2.780
Dividend per Share 2 - - - 6.700 - - - - - - - -
Announcement Date 2/15/22 4/29/22 10/25/22 2/16/23 5/16/23 8/15/23 11/15/23 2/15/24 5/15/24 - - -
1NOK in Million2NOK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) - 9.21% 7.41% - 9.1% 8.3% 7.8%
ROA (Net income/ Total Assets) - 1.03% 0.89% - 1.2% 1.2% 1.1%
Assets 1 - 10,505 13,268 - 17,133 17,433 18,964
Book Value Per Share 2 - - - - 133.0 136.0 138.0
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 3/12/21 2/15/22 2/16/23 2/15/24 - - -
1NOK in Million2NOK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
117 NOK
Average target price
123 NOK
Spread / Average Target
+5.13%
Consensus
  1. Stock Market
  2. Equities
  3. LSTSB Stock
  4. Financials Romerike Sparebank