S&T BANCORP, INC. |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 30.98 USD | -0.06% |
|
+1.67% | -7.30% |
| Apr. 24 | S&T Bancorp Keeps Quarterly Dividend at $0.33 Per Share, Payable May 23 to Shareholder of Record on May 9 | MT |
| Apr. 24 | S&T Bancorp Inc. Declares Cash Dividend, Payable on May 23, 2024 | CI |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Capitalization 1 | 1,380 | 976.5 | 1,240 | 1,333 | 1,278 | 1,184 | - |
| Enterprise Value (EV) 1 | 1,380 | 976.5 | 1,240 | 1,333 | 1,278 | 1,184 | 1,184 |
| P/E ratio | 14.3 x | 46.9 x | 11.2 x | 9.88 x | 8.94 x | 10.2 x | 10.5 x |
| Yield | 2.71% | 4.51% | 3.59% | 3.51% | 3.86% | 4.16% | 4.18% |
| Capitalization / Revenue | 4.61 x | 2.88 x | 3.62 x | 3.55 x | 3.12 x | 3.06 x | 3.02 x |
| EV / Revenue | 4.61 x | 2.88 x | 3.62 x | 3.55 x | 3.12 x | 3.06 x | 3.02 x |
| EV / EBITDA | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - |
| Price to Book | 1.34 x | 0.85 x | 1.03 x | 1.13 x | 1 x | 0.88 x | 0.83 x |
| Nbr of stocks (in thousands) | 34,245 | 39,311 | 39,350 | 39,004 | 38,235 | 38,233 | - |
| Reference price 2 | 40.29 | 24.84 | 31.52 | 34.18 | 33.42 | 30.98 | 30.98 |
| Announcement Date | 1/30/20 | 1/28/21 | 1/27/22 | 1/26/23 | 1/25/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net sales 1 | 299.3 | 339.1 | 343 | 375.9 | 409.6 | 386.8 | 392.7 |
| EBITDA | - | - | - | - | - | - | - |
| EBIT 1 | 143.6 | 152.5 | 154.2 | 179.2 | 199.2 | 168.6 | 168.6 |
| Operating Margin | 47.97% | 44.96% | 44.95% | 47.66% | 48.65% | 43.58% | 42.93% |
| Earnings before Tax (EBT) 1 | 117.4 | 21.04 | 135.7 | 168.9 | 178.8 | 146.9 | 141.5 |
| Net income 1 | 98.23 | 21.04 | 110.3 | 135.5 | 144.8 | 116 | 112 |
| Net margin | 32.82% | 6.2% | 32.17% | 36.05% | 35.35% | 30% | 28.52% |
| EPS 2 | 2.820 | 0.5300 | 2.810 | 3.460 | 3.740 | 3.028 | 2.942 |
| Free Cash Flow | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - |
| Dividend per Share 2 | 1.090 | 1.120 | 1.130 | 1.200 | 1.290 | 1.290 | 1.294 |
| Announcement Date | 1/30/20 | 1/28/21 | 1/27/22 | 1/26/23 | 1/25/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 85.12 | 85.05 | 83.45 | 88.33 | 98.88 | 105.2 | 102.5 | 103 | 100.2 | 103.9 | 97 | 96.32 | 97 | 96.91 | 95.37 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | 37.87 | 34.86 | 36.04 | 39.91 | 49.25 | 53.96 | 50.84 | 53.32 | 47.44 | 47.65 | 42.48 | 41.5 | 42.35 | 41.7 | 39.55 |
| Operating Margin | 44.5% | 40.99% | 43.18% | 45.18% | 49.81% | 51.27% | 49.58% | 51.79% | 47.33% | 45.88% | 43.79% | 43.09% | 43.66% | 43.03% | 41.47% |
| Earnings before Tax (EBT) 1 | 33.93 | 27.22 | 36.06 | 36.2 | 46.43 | 50.25 | 49.36 | 42.15 | 41.27 | 46.02 | 39.16 | 36.07 | 35.7 | 35.48 | 32.94 |
| Net income 1 | 27.6 | 22.48 | 29.14 | 28.86 | 37.25 | 40.27 | 39.8 | 34.47 | 33.47 | 37.05 | 31.24 | 28.47 | 28.17 | 28.02 | 26.04 |
| Net margin | 32.42% | 26.43% | 34.92% | 32.67% | 37.67% | 38.27% | 38.81% | 33.48% | 33.39% | 35.67% | 32.21% | 29.56% | 29.04% | 28.92% | 27.31% |
| EPS 2 | 0.7000 | 0.5700 | 0.7400 | 0.7400 | 0.9500 | 1.030 | 1.020 | 0.8900 | 0.8700 | 0.9600 | 0.8100 | 0.7440 | 0.7380 | 0.7340 | 0.6820 |
| Dividend per Share 2 | 0.2800 | 0.2900 | 0.2900 | 0.3000 | 0.3000 | 0.3100 | 0.3200 | 0.3200 | 0.3200 | 0.3300 | 0.3200 | 0.3180 | 0.3200 | 0.3220 | 0.3220 |
| Announcement Date | 10/21/21 | 1/27/22 | 4/21/22 | 7/21/22 | 10/20/22 | 1/26/23 | 4/20/23 | 7/20/23 | 10/19/23 | 1/25/24 | 4/18/24 | - | - | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 9.98% | 5.76% | 9.3% | 11.5% | 11.8% | 8.92% | 8.27% |
| ROA (Net income/ Total Assets) | 1.32% | 0.74% | 1.18% | 1.48% | 1.56% | 1.21% | 1.13% |
| Assets 1 | 7,442 | 2,843 | 9,351 | 9,157 | 9,281 | 9,575 | 9,930 |
| Book Value Per Share 2 | 30.10 | 29.40 | 30.70 | 30.40 | 33.60 | 35.30 | 37.30 |
| Cash Flow per Share | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - |
| Announcement Date | 1/30/20 | 1/28/21 | 1/27/22 | 1/26/23 | 1/25/24 | - | - |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
C+
Sell
Buy
Mean consensus
HOLD
Number of Analysts
5
Last Close Price
30.98
USD
Average target price
32.75
USD
Spread / Average Target
+5.71%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| -7.30% | 1.18B | |
| +16.61% | 210B | |
| +2.39% | 73.14B | |
| +7.99% | 54.82B | |
| +1.36% | 47.1B | |
| +13.25% | 47B | |
| +19.29% | 44.81B | |
| +10.93% | 36.6B | |
| -16.21% | 35.14B | |
| -96.60% | 32.24B |
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