Real-time Estimate
Tradegate
11:12:28 2024-04-29 am EDT
|
5-day change
|
1st Jan Change
|
38.38
EUR
|
+0.88%
|
|
-4.59%
|
-2.93%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
21,609
|
19,199
|
24,098
|
25,115
|
19,876
|
19,088
|
-
|
-
|
Enterprise Value (EV)
1 |
23,726
|
21,772
|
21,295
|
24,025
|
21,375
|
21,111
|
19,088
|
19,088
|
P/E ratio
|
19.1
x
|
494
x
|
9.52
x
|
18.1
x
|
15.1
x
|
16.1
x
|
14.8
x
|
14
x
|
Yield
|
5.65%
|
4.92%
|
4.77%
|
3.69%
|
4.04%
|
4.84%
|
5.13%
|
5.33%
|
Capitalization / Revenue
|
4.92
x
|
4.28
x
|
5.05
x
|
5.02
x
|
2.68
x
|
3.33
x
|
2.87
x
|
2.75
x
|
EV / Revenue
|
5.41
x
|
4.86
x
|
4.46
x
|
4.8
x
|
2.88
x
|
3.68
x
|
2.87
x
|
2.75
x
|
EV / EBITDA
|
-
|
57,293,456
x
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
36.5
x
|
18.5
x
|
-
|
22.2
x
|
23.5
x
|
20.2
x
|
19.2
x
|
FCF Yield
|
-
|
2.74%
|
5.42%
|
-
|
4.51%
|
4.25%
|
4.96%
|
5.2%
|
Price to Book
|
1.81
x
|
1.68
x
|
1.88
x
|
2.8
x
|
2.74
x
|
2.58
x
|
2.61
x
|
2.41
x
|
Nbr of stocks (in thousands)
|
555,352
|
555,352
|
546,930
|
514,438
|
501,797
|
501,797
|
-
|
-
|
Reference price
2 |
38.91
|
34.57
|
44.06
|
48.82
|
39.61
|
38.04
|
38.04
|
38.04
|
Announcement Date
|
2/6/20
|
2/11/21
|
2/9/22
|
2/10/23
|
2/8/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
4,388
|
4,484
|
4,772
|
5,002
|
7,412
|
5,736
|
6,644
|
6,940
|
EBITDA
|
-
|
380
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
1,541
|
380
|
3,171
|
1,863
|
1,481
|
1,628
|
1,755
|
1,840
|
Operating Margin
|
35.12%
|
8.47%
|
66.45%
|
37.25%
|
19.98%
|
28.38%
|
26.42%
|
26.52%
|
Earnings before Tax (EBT)
1 |
1,541
|
380
|
3,171
|
1,863
|
1,481
|
1,614
|
1,722
|
1,811
|
Net income
1 |
1,130
|
37
|
2,567
|
1,427
|
1,323
|
1,191
|
1,267
|
1,337
|
Net margin
|
25.75%
|
0.83%
|
53.79%
|
28.53%
|
17.85%
|
20.76%
|
19.07%
|
19.26%
|
EPS
2 |
2.040
|
0.0700
|
4.630
|
2.690
|
2.620
|
2.366
|
2.577
|
2.726
|
Free Cash Flow
1 |
-
|
597
|
1,154
|
-
|
965
|
897
|
947
|
992
|
FCF margin
|
-
|
13.31%
|
24.18%
|
-
|
13.02%
|
15.64%
|
14.25%
|
14.29%
|
FCF Conversion (EBITDA)
|
-
|
157.11%
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
1,613.51%
|
44.96%
|
-
|
72.94%
|
75.32%
|
74.74%
|
74.22%
|
Dividend per Share
2 |
2.200
|
1.700
|
2.100
|
1.800
|
1.600
|
1.842
|
1.950
|
2.028
|
Announcement Date
|
2/6/20
|
2/11/21
|
2/9/22
|
2/10/23
|
2/8/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 S1
|
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
-
|
1,202
|
1,229
|
1,216
|
1,253
|
1,280
|
1,253
|
1,235
|
1,821
|
1,880
|
1,939
|
1,953
|
1,999
|
2,059
|
2,106
|
2,036
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
1,343
|
632
|
1,197
|
566
|
499
|
407
|
390
|
359
|
363
|
391
|
368
|
392.1
|
393.9
|
403.6
|
391.4
|
-
|
Operating Margin
|
-
|
52.58%
|
97.4%
|
46.55%
|
39.82%
|
31.8%
|
31.13%
|
29.07%
|
19.93%
|
20.8%
|
18.98%
|
20.08%
|
19.7%
|
19.6%
|
18.58%
|
-
|
Earnings before Tax (EBT)
1 |
-
|
632
|
1,197
|
566
|
499
|
407
|
390
|
359
|
363
|
391
|
368
|
357.5
|
430
|
426
|
399
|
397
|
Net income
1 |
-
|
518
|
1,048
|
467
|
399
|
306
|
255
|
271
|
304
|
366
|
382
|
330.6
|
281.7
|
291.9
|
290.2
|
287
|
Net margin
|
-
|
43.09%
|
85.27%
|
38.4%
|
31.84%
|
23.91%
|
20.35%
|
21.94%
|
16.69%
|
19.47%
|
19.7%
|
16.93%
|
14.09%
|
14.18%
|
13.78%
|
14.1%
|
EPS
2 |
-
|
0.9300
|
1.890
|
0.8600
|
0.7500
|
0.5800
|
0.5000
|
0.5300
|
0.6000
|
0.7300
|
0.7600
|
0.5916
|
0.5667
|
0.5876
|
0.5836
|
0.5900
|
Dividend per Share
2 |
-
|
-
|
2.100
|
-
|
-
|
-
|
1.800
|
-
|
-
|
-
|
1.600
|
-
|
-
|
-
|
1.700
|
-
|
Announcement Date
|
8/4/21
|
11/3/21
|
2/9/22
|
5/4/22
|
8/3/22
|
11/2/22
|
2/10/23
|
5/10/23
|
8/9/23
|
11/8/23
|
2/8/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
2,117
|
2,573
|
-
|
-
|
1,499
|
2,023
|
-
|
-
|
Net Cash position
1 |
-
|
-
|
2,803
|
1,090
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
6.771
x
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
-
|
597
|
1,154
|
-
|
965
|
897
|
947
|
992
|
ROE (net income / shareholders' equity)
|
12%
|
0.32%
|
26.8%
|
13.1%
|
15.7%
|
16%
|
18.2%
|
18.8%
|
ROA (Net income/ Total Assets)
|
2.23%
|
2.21%
|
4.37%
|
2.77%
|
4.17%
|
5.09%
|
5.29%
|
5.42%
|
Assets
1 |
50,639
|
1,675
|
58,795
|
51,548
|
31,718
|
23,407
|
23,972
|
24,664
|
Book Value Per Share
2 |
21.50
|
20.60
|
23.40
|
17.40
|
14.50
|
14.70
|
14.60
|
15.80
|
Cash Flow per Share
|
2.750
|
1.460
|
2.140
|
-
|
-
|
-
|
-
|
-
|
Capex
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/6/20
|
2/11/21
|
2/9/22
|
2/10/23
|
2/8/24
|
-
|
-
|
-
|
Last Close Price
38.04
EUR Average target price
43.49
EUR Spread / Average Target +14.32% Consensus |
1st Jan change
|
Capi.
|
---|
| -2.73% | 20.38B | | +38.91% | 61.52B | | +11.47% | 50.24B | | +11.66% | 48.88B | | +21.64% | 44.86B | | +23.06% | 33.96B | | +9.85% | 29.23B | | +50.11% | 27.95B | | +21.53% | 24.78B | | +9.12% | 20.56B |
Other Property & Casualty Insurance
|