Financials Security National Financial Corporation

Equities

SNFCA

US8147853092

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
6.72 USD +0.75% Intraday chart for Security National Financial Corporation +1.51% -25.33%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 82.82 98.96 155.1 184.1 156.8 198.7
Enterprise Value (EV) 1 128.5 199.1 360.7 317.5 200.9 184.7
P/E ratio 3.93 x 9.29 x 2.9 x 4.87 x 6.24 x 14.1 x
Yield - - - - - -
Capitalization / Revenue 0.3 x 0.35 x 0.32 x 0.39 x 0.4 x 0.62 x
EV / Revenue 0.46 x 0.7 x 0.75 x 0.67 x 0.52 x 0.58 x
EV / EBITDA 2.93 x 5.93 x 3.71 x 4 x 3.36 x 6.03 x
EV / FCF 3.24 x -3.32 x -2.87 x 1.73 x 0.67 x 3.37 x
FCF Yield 30.9% -30.1% -34.9% 57.9% 148% 29.7%
Price to Book 0.48 x 0.5 x 0.59 x 0.61 x 0.52 x 0.64 x
Nbr of stocks (in thousands) 20,996 21,076 21,500 22,067 22,549 22,074
Reference price 2 3.944 4.695 7.213 8.345 6.952 9.000
Announcement Date 3/29/19 3/30/20 3/31/21 3/31/22 3/31/23 3/29/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 279.6 283.1 481.5 470.7 389.7 318.5
EBITDA 1 43.88 33.57 97.32 79.32 59.88 30.65
EBIT 1 33.14 21.33 80.03 58.93 42.21 21.17
Operating Margin 11.85% 7.54% 16.62% 12.52% 10.83% 6.65%
Earnings before Tax (EBT) 1 26.18 13.94 71.45 51.8 34.38 16.3
Net income 1 21.69 10.89 55.6 39.52 25.69 14.5
Net margin 7.76% 3.85% 11.55% 8.4% 6.59% 4.55%
EPS 2 1.003 0.5057 2.488 1.714 1.114 0.6400
Free Cash Flow 1 39.7 -59.98 -125.8 183.8 298 54.84
FCF margin 14.2% -21.19% -26.13% 39.04% 76.47% 17.22%
FCF Conversion (EBITDA) 90.48% - - 231.69% 497.55% 178.95%
FCF Conversion (Net income) 183.06% - - 465.04% 1,159.78% 378.37%
Dividend per Share - - - - - -
Announcement Date 3/29/19 3/30/20 3/31/21 3/31/22 3/31/23 3/29/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 45.7 100 206 133 44.2 -
Net Cash position 1 - - - - - 14
Leverage (Debt/EBITDA) 1.042 x 2.983 x 2.113 x 1.681 x 0.7377 x -
Free Cash Flow 1 39.7 -60 -126 184 298 54.8
ROE (net income / shareholders' equity) 13.5% 5.91% 24.1% 14% 8.67% 4.79%
ROA (Net income/ Total Assets) 2.04% 1.12% 3.47% 2.38% 1.75% 0.91%
Assets 1 1,064 974.5 1,602 1,661 1,465 1,584
Book Value Per Share 2 8.160 9.330 12.20 13.60 13.40 14.10
Cash Flow per Share 2 6.750 6.120 4.930 5.990 5.600 5.850
Capex 1 1.28 1.84 1.63 5.22 1.6 1.11
Capex / Sales 0.46% 0.65% 0.34% 1.11% 0.41% 0.35%
Announcement Date 3/29/19 3/30/20 3/31/21 3/31/22 3/31/23 3/29/24
1USD in Million2USD
Estimates
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