Financials Solera National Bancorp, Inc.

Equities

SLRK

US83420T1043

Banks

Market Closed - OTC Markets 03:33:13 2024-04-29 pm EDT 5-day change 1st Jan Change
9.75 USD +1.14% Intraday chart for Solera National Bancorp, Inc. -0.10% -0.06%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 36.12 47.56 47.05 50.31 49.45 41.95
Enterprise Value (EV) 1 33.74 33.83 39.66 36.93 100.6 208.9
P/E ratio 14.4 x 13.4 x 7.8 x 4.53 x 2.71 x 2.52 x
Yield - - - - - -
Capitalization / Revenue 5.39 x 5.04 x 3.5 x 2.24 x 1.44 x 1.12 x
EV / Revenue 5.03 x 3.58 x 2.95 x 1.64 x 2.92 x 5.58 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.02 x 1.18 x 0.98 x 0.85 x 0.86 x 0.53 x
Nbr of stocks (in thousands) 4,059 4,118 4,277 4,300 4,300 4,300
Reference price 2 8.900 11.55 11.00 11.70 11.50 9.756
Announcement Date 3/1/19 2/29/20 3/25/21 3/1/22 4/12/23 3/29/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 6.702 9.436 13.45 22.48 34.42 37.4
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 2.923 4.589 7.674 14.68 21.99 21.26
Net income 1 2.233 3.562 5.934 11.09 18.17 16.66
Net margin 33.32% 37.75% 44.11% 49.33% 52.79% 44.54%
EPS 2 0.6200 0.8600 1.410 2.580 4.248 3.870
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 3/1/19 2/29/20 3/25/21 3/1/22 4/12/23 3/29/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - 51.2 167
Net Cash position 1 2.39 13.7 7.39 13.4 - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 7.53% 9.37% 13.4% 20.7% 31.1% 24.3%
ROA (Net income/ Total Assets) 1.13% 1.42% 1.65% 2.04% 2.21% 1.5%
Assets 1 197.3 251.4 359 544.1 823.9 1,111
Book Value Per Share 2 8.730 9.780 11.20 13.70 13.40 18.50
Cash Flow per Share 2 1.430 0.4100 2.470 3.750 0.8100 0.6400
Capex 1 0.01 6.74 4.97 6 11.7 4.39
Capex / Sales 0.15% 71.46% 36.95% 26.7% 33.88% 11.72%
Announcement Date 3/1/19 2/29/20 3/25/21 3/1/22 4/12/23 3/29/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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