Financials Soneri Bank Limited

Equities

SNBL

PK0057501014

Banks

End-of-day quote Pakistan S.E. 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
10.19 PKR +0.59% Intraday chart for Soneri Bank Limited +1.49% -2.95%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 13,968 10,859 10,970 10,705 11,025 11,576
Enterprise Value (EV) 1 79,656 96,266 84,985 103,657 82,574 79,754
P/E ratio 7.83 x 5.7 x 4.57 x 3.75 x 5.85 x 1.91 x
Yield 7.89% 10.2% 12.6% 15.4% 10% 28.6%
Capitalization / Revenue 1.36 x 0.96 x 0.84 x 0.7 x 0.66 x 0.42 x
EV / Revenue 7.74 x 8.47 x 6.52 x 6.76 x 4.91 x 2.87 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.78 x 0.54 x 0.47 x 0.49 x 0.52 x 0.4 x
Nbr of stocks (in thousands) 1,102,463 1,102,463 1,102,463 1,102,463 1,102,463 1,102,463
Reference price 2 12.67 9.850 9.950 9.710 10.00 10.50
Announcement Date 3/6/19 3/4/20 3/4/21 3/1/22 3/6/23 2/19/24
1PKR in Million2PKR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 10,293 11,367 13,034 15,345 16,801 27,813
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 2,905 3,247 4,035 5,149 4,554 12,357
Net income 1 1,784 1,906 2,400 2,854 1,883 6,075
Net margin 17.33% 16.77% 18.42% 18.6% 11.21% 21.84%
EPS 2 1.618 1.729 2.177 2.589 1.708 5.511
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 1.000 1.000 1.250 1.500 1.000 3.000
Announcement Date 3/6/19 3/4/20 3/4/21 3/1/22 3/6/23 2/19/24
1PKR in Million2PKR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 65,687 85,407 74,015 92,952 71,549 68,178
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 9.78% 9.98% 11.1% 12.7% 8.8% 24.4%
ROA (Net income/ Total Assets) 0.5% 0.46% 0.52% 0.54% 0.32% 0.98%
Assets 1 353,902 412,559 464,000 532,490 579,638 619,187
Book Value Per Share 2 16.30 18.30 21.00 19.60 19.20 26.00
Cash Flow per Share 2 10.70 12.30 13.30 10.30 9.070 12.50
Capex 1 739 849 3,391 1,699 3,122 5,158
Capex / Sales 7.18% 7.47% 26.02% 11.07% 18.58% 18.55%
Announcement Date 3/6/19 3/4/20 3/4/21 3/1/22 3/6/23 2/19/24
1PKR in Million2PKR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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