Stock SPNO SPAR NORD BANK A/S
Add to a list
To use this feature you must be a member
Log inSign up

Financials Spar Nord Bank A/S

Equities

SPNO

DK0060036564

Banks

Real-time Estimate Cboe Europe
Other stock markets
 09:16:54 2024-04-30 am EDT 		5-day change 1st Jan Change
124.3 DKK +0.40% Intraday chart for Spar Nord Bank A/S -1.89% +16.89%
Mar. 19 Spar Nord Bank A/S Elects Mette Kaagaard (Birkerød) as New Board Member CI
Mar. 07 Spar Nord Bank Finalizes Repurchase of Tier 2 Capital Instruments MT

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 7,953 7,351 10,275 12,847 12,546 14,425 - -
Enterprise Value (EV) 1 7,953 7,351 10,275 12,847 12,546 14,425 14,425 14,425
P/E ratio 7.89 x 10.7 x 7.89 x 9.5 x 5.36 x 6.67 x 7.5 x 7.87 x
Yield 5.41% 2.51% 5.98% 4.23% 9.38% 7.35% 6.79% 6.3%
Capitalization / Revenue 2.38 x 2.21 x 2.69 x 3.1 x 2.22 x 2.53 x 2.64 x 2.71 x
EV / Revenue 2.38 x 2.21 x 2.69 x 3.1 x 2.22 x 2.53 x 2.64 x 2.71 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.89 x 0.77 x 0.96 x - 0.98 x 1.06 x 1.01 x 0.96 x
Nbr of stocks (in thousands) 122,916 122,927 122,911 120,742 117,689 116,518 - -
Reference price 2 64.70 59.80 83.60 106.4 106.6 123.8 123.8 123.8
Announcement Date 2/6/20 2/11/21 2/10/22 2/9/23 2/7/24 - - -
1DKK in Million2DKK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 3,338 3,326 3,818 4,145 5,658 5,701 5,457 5,316
EBITDA - - - - - - - -
EBIT 1 1,324 1,227 1,581 1,808 3,108 2,995 2,696 2,477
Operating Margin 39.66% 36.89% 41.41% 43.62% 54.93% 52.53% 49.4% 46.6%
Earnings before Tax (EBT) 1 1,302 918 1,701 1,730 3,141 2,923 2,453 2,227
Net income 1 1,059 737 1,368 1,370 2,374 2,147 1,827 1,657
Net margin 31.73% 22.16% 35.83% 33.05% 41.96% 37.66% 33.48% 31.17%
EPS 2 8.200 5.600 10.60 11.20 19.90 18.57 16.50 15.73
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 3.500 1.500 5.000 4.500 10.00 9.100 8.400 7.800
Announcement Date 2/6/20 2/11/21 2/10/22 2/9/23 2/7/24 - - -
1DKK in Million2DKK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 931 977 915 868 1,021 1,342 1,357 1,414 1,486 1,400 1,500 1,429 1,390 1,382
EBITDA - - - - - - - - - - - - - -
EBIT 1 418 407 322 284 470 732 729 790 879 709 831 750 754 659
Operating Margin 44.9% 41.66% 35.19% 32.72% 46.03% 54.55% 53.72% 55.87% 59.15% 50.64% 55.4% 52.48% 54.24% 47.68%
Earnings before Tax (EBT) 1 433 412 329 279 447 675 727 795 904 714 831 740 729 622
Net income 1 332 334 276 231 350 536 557 621 693 550 613 544 535 455
Net margin 35.66% 34.19% 30.16% 26.61% 34.28% 39.94% 41.05% 43.92% 46.64% 39.29% 40.87% 38.07% 38.49% 32.92%
EPS 2 2.700 2.600 2.200 1.700 2.900 4.400 4.500 5.100 5.700 4.500 5.210 4.620 4.550 3.860
Dividend per Share - - - - - - - - - - - - - -
Announcement Date 11/4/21 2/10/22 5/5/22 8/18/22 11/3/22 2/9/23 5/3/23 8/17/23 11/1/23 2/7/24 - - - -
1DKK in Million2DKK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 11.7% 7.4% 12.9% 12.5% 19.7% 16.5% 13.8% 12.5%
ROA (Net income/ Total Assets) 1.1% 0.7% 1.2% - 1.8% - - -
Assets 1 96,273 105,286 114,000 - 131,889 - - -
Book Value Per Share 2 72.40 78.10 87.00 - 109.0 117.0 123.0 129.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/6/20 2/11/21 2/10/22 2/9/23 2/7/24 - - -
1DKK in Million2DKK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Spar Nord Bank A/S

Trading Rating
Investor Rating
ESG Refinitiv
C+
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
123.8 DKK
Average target price
125 DKK
Spread / Average Target
+0.97%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

Sector Other Banks

1st Jan change Capi.
SPAR NORD BANK A/S Stock Spar Nord Bank A/S
+16.89% 2.07B
JPMORGAN CHASE & CO. Stock JPMorgan Chase & Co.
+13.63% 555B
BANK OF AMERICA CORPORATION Stock Bank of America Corporation
+11.52% 295B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED Stock Industrial and Commercial Bank of China Limited
+10.73% 247B
WELLS FARGO & COMPANY Stock Wells Fargo & Company
+21.50% 209B
BANK OF CHINA LIMITED Stock Bank of China Limited
+18.46% 172B
CHINA CONSTRUCTION BANK CORPORATION Stock China Construction Bank Corporation
+9.68% 165B
HSBC HOLDINGS PLC Stock HSBC Holdings plc
+9.39% 156B
ROYAL BANK OF CANADA Stock Royal Bank of Canada
+0.01% 139B
HDFC BANK LIMITED Stock HDFC Bank Limited
-11.07% 139B
Other Banks
  1. Stock Market
  2. Equities
  3. SPNO Stock
  4. Financials Spar Nord Bank A/S